45 Chestnut St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 45 Chestnut St, Athol, MA 01331 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2020
Square Footage1,564 sqft Living Area
Lot Size14,000 sqft (0.321 acres)
OccupancyOwner Occupied
Last Sale$265,000 (2020)
Tax Bill$4,990.00 (2025)

Owner

Source: Worcester County and Athol Town records · APN ATHO M:00025 B:00162 L:00000

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 CHESTNUT ST, ATHOL, MA 01331-2705
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Deed of Trust, Mortgage · Stand Alone Refinance
ATHOL CU
Dec 28, 2022Deed of Trust, Mortgage · Line of Credit
DIGITAL FCU
Aug 30, 2024Deed of Trust, Mortgage · Stand Alone Refinance
ATHOL CU
Nov 05, 2021Quit Claim Deed, Transfer · Stand Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Jul 27, 2020Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage
PRIME LENDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 27, 2020 · Amount on Record
Deed SaleJul 27, 2020 · Amount on Record
Deed Book / Page62887 / 366
Last Transfer DateAug 20, 2024
Transfer Doc0071021-12
Record RefreshedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATHOL MA
Property Address45 CHESTNUT ST, ATHOL, MA 01331-2705
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number069882-390
DateNov 15, 2023
Book Page69882/390
Instrument95624
Lender
NameATHOL CU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATHOL MA
Property Address45 CHESTNUT ST, ATHOL, MA 01331-2705
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00068661-1
DateDec 28, 2022
Book Page68661/1
Instrument136310
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term469 Months
DueJan 01, 2062
Interest
Rate TypeAdjustable Rate

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATHOL MA
Property Address45 CHESTNUT ST, ATHOL, MA 01331-2705
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number070965-279
DateAug 30, 2024
Book Page70965/279
Instrument70534
Lender
NameATHOL CU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2054

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionATHOL MA
Recording DateNov 05, 2021
Property Address45 CHESTNUT ST, ATHOL, MA 01331-2705
Document Number0066464-22
Book / Page66464 / 22
Instrument DateNov 01, 2021
Instrument155702
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address330 SUNDERLAND RD UNIT 27, 27, WORCESTER, MA 01604-2500

Mortgage

Document Number0066464-25
DateNov 05, 2021
Book Page66464/25
Instrument155703
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

July 2020: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionATHOL MA
Recording DateJul 27, 2020
Property Address45 CHESTNUT ST, ATHOL, MA 01331-2705
Document Number62887-366
Book / Page62887 / 366
Instrument DateJul 27, 2020
Instrument81626
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address25 CHESTNUT ST, ATHOL, MA 01331-2705

Mortgage

Document Number81627
DateJul 27, 2020
Instrument81627
Lender
NamePRIME LENDING INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Athol Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionAthol Town
Unified School DistrictAthol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,990.00 (+6.88%)$392,600 (+7.89%) Land $50,400 Building $342,200$361,190 (+1.6%)
2024$4,669.00 (+0.63%)$363,900 (+10.11%) Land $50,400 Building $313,500$355,490
2023$4,640.00$330,500 Land $36,500 Building $294,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneNot included in the FIRM
Flood HazardNot mapped
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNATHO M:00025 B:00162 L:00000
Alternative APN
  • 9203

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,564 sqft Living Area
Gross Area2,774 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area14,000 sqft (0.321 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number9203
Street Address45 CHESTNUT ST
CityATHOL
StateMA
Zip01331-2705
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block162
JurisdictionATHOL MA
Minor Civil DivisionATHOL
Census Blockgroup3
Census Block3002
Census Tract703100

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