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45 Chesapeake Rd, Cameron, NC 28326 Property Records

Harnett County property record for 45 Chesapeake Rd, Cameron, NC 28326 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,034 sqft · built 2003
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$188,500 (Feb 2019)
Tax Bill$1,666 (2023)
Deeds & MortgagesAug 2020 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1500030611

Property Details

APN / Parcel Number

Primary APN1500030611
Alternative APN
  • 09956503 0282 73

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,034 sqft Heated Area
Gross Area2,904 sqft
1st Floor Area861 sqft
FlooringPlywood
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialCombination
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.339 acres)
Garage Area624 sqft
PorchPorch
Porch Area78 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1500030611
Street Address45 CHESAPEAKE RD
CityCAMERON
StateNC
Zip28326-6011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT#495 RICHMOND PARK PH 2 MAP#99-311
Legal SubdivisionRICHMOND PARK
Legal Phase2
Legal Lot Number495
JurisdictionHARNETT NC
Township / Civil DivisionBARBECUE
Census Block Group2
Census Block2028
Census Tract71303

Owner

Source: Harnett County records · APN 1500030611

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 CHESAPEAKE RD, CAMERON, NC 28326-6011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Feb 21, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 21, 2019 · Amount on Record
Deed SaleFeb 21, 2019 · Amount on Record
Prior SaleFeb 19, 2008 · Amount on Record
Deed Document Number0003674878
Deed Book / Page3674 / 878
Record UpdatedJun 07, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address45 CHESAPEAKE RD, CAMERON, NC 28326-6011
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013740
DateAug 11, 2020
Book Page3851/674
Instrument2020013740
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateFeb 21, 2019
Property Address45 CHESAPEAKE RD, CAMERON, NC 28326-6011
Document Number0000002043
Book / Page003674 / 000878
Instrument DateFeb 19, 2019
Instrument2043
Transaction TypeTransfer
Record UpdatedMar 08, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$377.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 CHESAPEAKE RD CAMERON NC 283266011, CAMERON, NC 28326-6011

Mortgage

Document Number2044
DateFeb 21, 2019
Book Page003674/000881
Instrument2044
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 20, 2049

Tax Assessment & Valuation

Source: Harnett County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,666.00$222,386$222,386 Land $44,060 Building $178,326

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370850713032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2017–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018, other causes, Hurricane Florence

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,923 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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