Bergen County and Old Tappan Borough property record for 45 Cheryll Ln, Old Tappan, NJ 07675
| Property Type | Single Family Home |
|---|---|
| Details | 3,348 sqft · built 2022 |
| Lot Size | 1.07 acres (46,661 sqft) |
| Owner | Individual Name on File |
| Last Sale | $825,000 (May 2021) |
| Tax Bill | $15,685 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-00603-0000-00024 |
| Primary APN | 43-00603-0000-00024 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,348 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 46,661 sqft |
| Lot Dimensions | 154 ft deep x 303 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 4300003100005 |
|---|---|
| Street Address | 45 CHERYLL LN |
| City | OLD TAPPAN |
| State | NJ |
| Zip | 07675-7010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA40 |
| Legal Description | 303X154 AV 1LT |
| Legal Subdivision | DEARBORN VILLAGE NORTH SEC #TW |
| Legal Block | 603 |
| Legal Lot Number | 24 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OLD TAPPAN |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 24100 |
45 Cheryll Ln is owned and occupied by an individual who bought it in May 2021.
Source: Bergen County and Old Tappan Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 CHERYLL LN, OLD TAPPAN, NJ 07675-7010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 14, 2021 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2021 · Amount on File |
| Deed Sale | May 14, 2021 · Amount on File |
| Deed Document Number | 202176716 |
| Deed Book / Page | 4145 / 154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 CHERYLL LN, OLD TAPPAN, NJ 07675-7010 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0057240615 |
|---|---|
| Date | Feb 13, 2026 |
| Book Page | 5724/615 |
| Instrument | 2026009891 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 14, 2021 |
| Property Address | 45 CHERYLL LN, OLD TAPPAN, NJ 07675-7010 |
| Document Number | 0041450154 |
| Book / Page | 4145 / 154 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 2021076716 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,597.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 SUSAN DR, 20, BARNEGAT, NJ 08005-1925 |
| Name | Verified Name |
|---|---|
| Address | 45 CHERYLL LN, OLD TAPPAN, NJ 07675-7010 |
| Document Number | 2021076717 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021076717 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 45 Cheryll Ln was $15,685, down 35.2% from the year before.
Source: Bergen County and Old Tappan Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Old Tappan Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Old Tappan Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,849,100 (+176.56%) Land $672,300 Building $1,176,800 | $1,849,100 (+176.56%) Land $672,300 Building $1,176,800 | |
| 2025 | $15,685.00 (-35.24%) | $668,600 Land $652,500 Building $16,100 | $668,600 Land $652,500 Building $16,100 |
| 2024 | $24,222.00 | ||
| 2023 | $1,100,000 Land $652,500 Building $447,500 | $1,100,000 Land $652,500 Building $447,500 | |
| 2022 | $23,408.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Cheryll Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Cheryll Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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