45 Cherry St, Guilford, CT 06437 Property Records

Guilford Town property record for 45 Cherry St, Guilford, CT 06437

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,768 sqft · built 1953
Lot Size	7.21 acres (314,068 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jul 2019)
Tax Bill	$14,394 (2024)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GUIL M:46078`

Property Details

APN / Parcel Number

Primary APN	`GUIL M:46078`
Alternative APN	`7768`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,768 sqft Living Area
Basement Area	2,768 sqft
Unfinished Basement	2,768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	314,068 sqft (7.21 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	7768
Street Address	45 CHERRY ST
City	GUILFORD
State	CT
Zip	06437-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Jurisdiction	GUILFORD CT
Township / Civil Division	GUILFORD
Census Block Group	1
Census Block	1005
Census Tract	190100

Owner

Source: Guilford Town records · APN GUIL M:46078

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 CHERRY ST, GUILFORD, CT 06437-2408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2019 · Amount on Record
Deed Sale	Jul 18, 2019 · Amount on Record
Deed Document Number	20191798240004
Deed Book / Page	940 / 991
Record Updated	Sep 20, 2026

July 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GUILFORD CT
Recording Date	Jul 18, 2019
Property Address	45 CHERRY ST, GUILFORD, CT 06437-2408
Document Number	940-991
Book / Page	940 / 991
Instrument Date	Jul 18, 2019
Instrument	1798240004
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1798250016
Date	Jul 18, 2019
Instrument	1798250016

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Guilford Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Guilford Town
Unified School District	Guilford School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$520,590 (-) Land $287,280 Building $233,310	$364,413 Land $201,096 Building $163,317
2024	$14,394.00 (+4.03%)	$520,590 (-) Land $287,280 Building $233,310
2023	$13,837.00 (+37.98%)	$520,590 (+72.62%) Land $287,280 Building $233,310
2022	$10,028.00	$301,580 Land $178,030 Building $123,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Guilford Historic Town Center listed 1976 · 373 contributing resources · NRIS 76001988

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 163 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CT0608011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.