Ontario County and Geneva City property record for 45 Cherry St, Geneva, NY 14456
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,380 sqft · built 1890 |
| Lot Size | 0.158 acres (6,908 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,900 (Mar 2022) |
| Tax Bill | $3,130 (2026) |
| Deeds & Mortgages | Aug 2006 Mortgage Mar 2022 Sale |
| APN | 320500 104.25-1-38 |
| Primary APN | 320500 104.25-1-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,908 sqft (0.158 acres) |
| Lot Dimensions | 153 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 234 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06300510 |
|---|---|
| Street Address | 45 CHERRY ST |
| City | GENEVA |
| State | NY |
| Zip | 14456-1605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 2/00 MORTGAGE 61,220 |
| Legal Block | 1 |
| Legal Lot Number | 38.000 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 51801 |
45 Cherry St is owned and occupied by an individual who bought it in March 2022.
Source: Ontario County and Geneva City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 CHERRY ST, GENEVA, NY 14456-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2006 | Deed of Trust, Mortgage EMPIRE FEDERAL CREDIT UNION |
| Mar 2, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2022 · Amount on File |
| Deed Sale | Mar 2, 2022 · Amount on File |
| Prior Sale | Feb 25, 2000 · Amount on File |
| Deed Document Number | 2022221 |
| Deed Book / Page | 1491 / 545 |
| Prior Transfer Date | Aug 6, 2003 |
| Prior Transfer Doc | 1102000362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 45 CHERRY ST, GENEVA, NY 14456-1605 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001851/0000000886 |
|---|---|
| Date | Aug 2, 2006 |
| Book Page | 0000001851/0000000886 |
| Instrument | 200608020087 |
| Name | EMPIRE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 281 Months |
| Due | Jan 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | Mar 2, 2022 |
| Property Address | 45 CHERRY ST, GENEVA, NY 14456-1605 |
| Document Number | 001491/545 |
| Book / Page | 1491 / 545 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 202203020221 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 45 Cherry St was $3,130 with a veteran's exemption, up 2% from the year before.
Source: Ontario County and Geneva City assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| Municipality | Geneva City |
| Unified School District | Geneva City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,130.00 (+1.95%) Veteran's exemption | ||
| 2025 | $3,070.00 | $89,700 Land $6,600 Building $83,100 | $97,500 Land $7,174 Building $90,326 |
| 2023 | $98,701 Land $6,600 Building $92,101 | $126,540 Land $8,462 Building $118,078 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 45 Cherry St; 4 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 45 Cherry St, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY serves 13,334 people · EPA ID NY3401156 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures