45 Charles St, Central Falls, RI 02863 Property Records

Central Falls City property record for 45 Charles St, Central Falls, RI 02863

Property Summary

Property TypeMulti-Family Dwellings
Details10 bd · 5 ba · 4,126 sqft · built 1880
Lot Size0.073 acres (3,167 sqft)
OwnerIndividual Name on File
Last Sale$51,000 (Dec 2009)
Tax Bill$6,638 (2025)
Flood ZoneZone X (minimal risk)
APN4318-70

Property Details

APN / Parcel Number

Primary APN4318-70
Alternative APN
  • CENT M:01 P:209

Interior

Bedrooms10 Beds
Full Baths5 Baths
Total Rooms15 Rooms
Stories2 Stories
Building Area4,126 sqft Living Area
Gross Area5,339 sqft
1st Floor Area1,409 sqft
AtticAttic
Attic Area507 sqft
Basement Area1,409 sqft
Unfinished Basement421 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,167 sqft (0.073 acres)

Utilities, Heating & Cooling

Heating SystemSpace Heater
Heating FuelGas

Location & Zoning

Account Number4318-70
Street Address45 CHARLES ST
CityCENTRAL FALLS
StateRI
Zip02863-2373
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR-2
JurisdictionCENTRAL FALLS RI
Township / Civil DivisionCENTRAL FALLS
Census Block Group1
Census Block1001
Census Tract10800

Owner

45 Charles St, a residential property, is owned by an individual who bought it in December 2009.

Source: Central Falls City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address142 WEBSTER ST, 144, PAWTUCKET, RI 02861-1018
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2009 · Amount on File
Deed SaleDec 22, 2009 · Amount on File
Prior SaleMay 14, 2008 · Amount on File
Deed Book / Page774 / 258
Transfer Doc000774-258
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 45 Charles St was $6,638.

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityCentral Falls City
Unified School DistrictCentral Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,638.00$502,500 Land $97,300 Building $405,200
2023$6,313.00 (+6.24%)$340,300 (-) Land $93,100 Building $247,200
2022$5,942.00$340,300 Land $93,100 Building $247,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies46 units insured
incl. 39 condo units
Nearby Flood Claims11 (1979–2026)
Claims Outside the SFHA3 of 11
Most Recent ClaimJul 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Sep 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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