New Castle County property record for 45 Charles Dr, New Castle, DE 19720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,411 sqft · built 1991 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $186,000 (Jul 2003) |
| Tax Bill | $2,453 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-044.20-234 |
| Primary APN | 10-044.20-234 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,411 sqft Living Area |
| 1st Floor Area | 1,411 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 179 ft deep x 54 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 45 CHARLES DR |
|---|---|
| City | NEW CASTLE |
| State | DE |
| Zip | 19720-4671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC6.5 |
| Legal Subdivision | SPRINGFIELDS |
| Legal Lot Number | 252 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 16306 |
Source: New Castle County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 CHARLES DR, NEW CASTLE, DE 19720-4671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ARTISANS BANK |
| Apr 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ARTISANS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2003 · Amount on Record |
| Deed Sale | Jul 3, 2003 · Amount on Record |
| Deed Document Number | 200379790 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 45 CHARLES DR, NEW CASTLE, DE 19720-4671 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 45 CHARLES DR, NEW CASTLE, DE 19720-4671 |
| Document Number | 0000051975 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 20220516-0051975 |
| Name | ARTISANS BANK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 10, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 45 CHARLES DR, NEW CASTLE, DE 19720-4671 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020497 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 20170426-0020497 |
| Name | ARTISANS BANK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 12, 2027 |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Colonial School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,453.00 (-44.81%) | $360,400 (+472.06%) Land $78,800 Building $281,600 | |
| 2024 | $310,500 | ||
| 2023 | $4,445.00 (+108.69%) | $63,000 (-) Land $10,500 Building $52,500 | |
| 2022 | $2,130.00 | $63,000 Land $10,500 Building $52,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 81% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER DELAWARE, INC private · serves 100,495 people · EPA ID DE0000564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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