45 Chappell Rd, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 45 Chappell Rd, Wakefield, RI 02879

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,032 sqft · built 1950
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Tax Bill$6,689 (2025)
Deeds & MortgagesAug 2021 Refinance
Feb 2017 Mortgage
Flood ZoneZone AE (high risk)
APNR-50-0597-86

Property Details

APN / Parcel Number

Primary APNR-50-0597-86
Alternative APNs
  • SKIN P:087-2 L:000175
  • P:087=2 L:000175

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,032 sqft Living Area
Gross Area2,544 sqft
1st Floor Area1,032 sqft
Basement Area1,032 sqft
Unfinished Basement1,032 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberR-50-0597-86
Street Address45 CHAPPELL RD
CityWAKEFIELD
StateRI
Zip02879-5821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR80
Legal Lot Number175
JurisdictionSOUTH KINGSTOWN RI
Township / Civil DivisionSOUTH KINGSTOWN
Census Block Group1
Census Block1036
Census Tract51302

Owner

Source: South Kingstown Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 CHAPPELL RD, WAKEFIELD, RI 02879-5821
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Feb 17, 2017Deed of Trust, Mortgage
COMMONWEALTH MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address45 CHAPPELL RD, SOUTH KINGSTOWN, RI 02879-5821
Transaction TypeMortgage
Record UpdatedSep 16, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1804-345
DateAug 30, 2021
Book Page1804/345
Instrument17452
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term169 Months
DueSep 1, 2035

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address45 CHAPPELL RD, SOUTH KINGSTOWN, RI 02879-5821
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1634-520
DateFeb 17, 2017
Book Page1634/520
Lender
NameCOMMONWEALTH MORTGAGE CO
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionSouth Kingstown Town
Unified School DistrictSouth Kingstown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,689.00 (-0.56%)$748,200 (+22.9%) Land $542,100 Building $206,100
2023$6,727.00 (+0.92%)$608,800 (-) Land $444,700 Building $164,100
2022$6,666.00$608,800 Land $444,700 Building $164,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 192 policies
Nearby Flood Policies192 in force
Nearby Flood Claims90 (1980–2024)
Claims Outside the SFHA5 of 90
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 4 claims
  • Hurricane Sandy, Oct 2012 · 52 claims
  • Severe Storms And Flooding, Mar 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH KINGSTOWN-SOUTH SHORE
serves 6,170 people · EPA ID RI1615623
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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