45 Chapin St, Uxbridge, MA 01569 Property Records

Worcester County and Uxbridge Town property record for 45 Chapin St, Uxbridge, MA 01569

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,788 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Jul 2025)
Tax Bill	$8,406 (2025)
Deeds & Mortgages	Jul 2025 Sale & Refinance Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M_191515_869241`

Property Details

APN / Parcel Number

Primary APN	`M_191515_869241`
Alternative APNs	`UXBR M:026.0 B:1919 L:0000.0` `M_191515_8`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,788 sqft Living Area
Gross Area	5,040 sqft
1st Floor Area	1,314 sqft
Basement Area	1,257 sqft
Unfinished Basement	1,257 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M_191515_869241
Street Address	45 CHAPIN ST
City	UXBRIDGE
State	MA
Zip	01569-1997
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	UXBRIDGE
Legal Block	1919
Jurisdiction	UXBRIDGE MA
Township / Civil Division	UXBRIDGE
Census Block Group	2
Census Block	2042
Census Tract	749100

Owner

45 Chapin St is owned and occupied by two individuals who bought it in July 2025.

Source: Worcester County and Uxbridge Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 CHAPIN ST, UXBRIDGE, MA 01569-1997
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance CHURCHILL MORTGAGE CORPORATION
Apr 16, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
May 1, 2017	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Apr 16, 2021 · Amount on File
Deed Book / Page	72307 / 223
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UXBRIDGE MA
Recording Date	Jul 25, 2025
Property Address	45 CHAPIN ST, UXBRIDGE, MA 01569-1997
Document Number	072307-223
Book / Page	72307 / 223
Instrument Date	Jul 25, 2025
Instrument	61703
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 CHAPIN ST, UXBRIDGE, MA 01569-1997

Mortgage

Document Number	0000061704
Date	Jul 25, 2025
Instrument	61704

Lender

Name	CHURCHILL MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UXBRIDGE MA
Recording Date	Apr 16, 2021
Property Address	45 CHAPIN ST, UXBRIDGE, MA 01569-1997
Document Number	64959-292
Book / Page	64959 / 292
Instrument Date	Apr 16, 2021
Instrument	53289
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 CHAPIN ST, UXBRIDGE, MA 01569-1997

Mortgage

Document Number	53290
Date	Apr 16, 2021
Instrument	53290

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UXBRIDGE MA
Property Address	45 CHAPIN ST, UXBRIDGE, MA 01569-1997
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62704-129
Date	Jun 30, 2020
Book Page	62704/129
Instrument	69653

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2045

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UXBRIDGE MA
Recording Date	May 1, 2017
Property Address	45 CHAPIN ST, UXBRIDGE, MA 01569-1997
Document Number	57051-124
Book / Page	057051 / 000124
Instrument Date	Apr 28, 2017
Instrument	43517
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,983.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 EVERGREEN RD ATTLEBORO MA 027035706, ATTLEBORO, MA 02703-5706

Mortgage

Document Number	57051-128
Date	May 1, 2017
Book Page	057051/000128
Instrument	43518

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45 Chapin St was $8,406, up 5.4% from the year before.

Source: Worcester County and Uxbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Uxbridge Town
Unified School District	Uxbridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,406.00 (+5.35%)	$641,200 (+3.82%) Land $152,900 Building $488,300	$670,415
2024	$7,979.00 (+4.4%)	$617,600 (+12.72%) Land $145,100 Building $472,500
2023	$7,643.00	$547,900 Land $125,500 Building $422,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Chapin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Chapin St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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