45 Chapel Rd, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 45 Chapel Rd, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,680 sqft · built 1968
Lot Size	0.879 acres (38,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,000 (Apr 2017)
Tax Bill	$96 (2025)
Deeds & Mortgages	Dec 2021 Refinance Aug 2017 Line of Credit + 1 more
APN	`26D000098`

Property Details

APN / Parcel Number

Primary APN	`26D000098`
Alternative APN	`AMHE M:0026D B:0000 L:0098`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,680 sqft Living Area
Gross Area	6,407 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,280 sqft (0.879 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	26D000098
Street Address	45 CHAPEL RD
City	AMHERST
State	MA
Zip	01002-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	98
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	2
Census Block	2022
Census Tract	820801

Owner

Source: Hampshire County and Amherst Town City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 CHAPEL RD, AMHERST, MA 01002-3005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Aug 23, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLESBANK (HOLYOKE)
Apr 28, 2017	Quit Claim Deed, Transfer PEOPLESBANK (HOLYOKE)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Aug 26, 1992 · Amount on Record
Deed Book / Page	12608 / 69
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	45 CHAPEL RD, AMHERST, MA 01002-3005
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014379-149
Date	Dec 8, 2021
Book Page	14379/149
Instrument	30578

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	193 Months
Due	Jan 1, 2038

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	45 CHAPEL RD, AMHERST, MA 01002-3005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12726-186
Date	Aug 23, 2017
Book Page	12726/186
Instrument	17470

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Apr 28, 2017
Property Address	45 CHAPEL RD, AMHERST, MA 01002-3005
Document Number	12608-69
Book / Page	12608 / 69
Instrument	7974
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.77
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	126080072
Date	Apr 28, 2017
Instrument	12608/0072

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2047

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$96.00 (-98.93%)	$537,600 (+10.59%) Land $169,200 Building $368,400	$645,620
2024	$8,998.00 (+4.79%)	$486,100 (+13.79%) Land $159,800 Building $326,300
2023	$8,587.00	$427,200 Land $145,300 Building $281,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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