45 Chandler Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 45 Chandler Rd, Andover, MA 01810 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,411 sqft · built 1962
Lot Size	1.19 acres (52,041 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Sep 2005)
Tax Bill	$10,374 (2025)
Deeds & Mortgages	Apr 2024 Refinance Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00106 B:00029 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00106 B:00029 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,411 sqft Living Area
Gross Area	4,360 sqft
Basement Area	2,132 sqft
Unfinished Basement	853 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,041 sqft (1.19 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	45 CHANDLER RD
City	ANDOVER
State	MA
Zip	01810-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	29
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2001
Census Tract	254401

Owner

Source: Essex County and Andover Town records · APN ANDO M:00106 B:00029 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 CHANDLER RD, ANDOVER, MA 01810-2828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ANDOVER FEDERAL CREDIT UNION
Jul 24, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Jul 06, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 03, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2005 · Amount on Record
Deed Sale	Sep 29, 2005 · Amount on Record
Deed Document Number	200537236
Deed Book / Page	9793 / 248
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	45 CHANDLER RD, ANDOVER, MA 01810-2828
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017965-34
Date	Apr 10, 2024
Book Page	17965/34
Instrument	5253

Lender

Name	ANDOVER FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2039

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	45 CHANDLER RD, ANDOVER, MA 01810-2828
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16412-49
Date	Jul 24, 2020
Book Page	16412/49
Instrument	18811

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	45 CHANDLER RD, ANDOVER, MA 01810-2828
Document Number	15913-37
Instrument Date	Jul 06, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 CHANDLER RD ANDOVER MA 018102828, ANDOVER, MA 01810-2828

Mortgage

Document Number	15913-37
Date	Jul 11, 2019
Book Page	015913/000037
Instrument	15883

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	45 CHANDLER RD, ANDOVER, MA 01810-2828
Document Number	15473-163
Instrument Date	May 03, 2018
Transaction Type	Mortgage
Record Updated	Aug 08, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 CHANDLER RD ANDOVER MA 018102828, ANDOVER, MA 01810-2828

Mortgage

Document Number	15473-163
Date	May 08, 2018
Book Page	015473/000163
Instrument	10518

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 07, 2048

Tax Assessment & Valuation

Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,374.00 (+5.62%)	$830,600 (+8.92%) Land $512,700 Building $317,900	$923,780
2024	$9,822.00 (+4.68%)	$762,600 (+11.02%) Land $460,400 Building $302,200
2023	$9,383.00	$686,900 Land $414,900 Building $272,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092544012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023, rainfall accumulation

Wildfire

Wildfire Risk	Low above 2% of the US · above 4% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Chandler Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures