45 Centre St, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 45 Centre St, Milton, MA 02186 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,154 sqft · built 1920
Lot Size	0.252 acres (10,995 sqft)
Owner	2 Company Names on File
Last Sale	$865,000 (Feb 2021)
Tax Bill	$10,497 (2025)
Deeds & Mortgages	Aug 2023 Transfer Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MILT M:J B:012 L:2`

Property Details

APN / Parcel Number

Primary APN	`MILT M:J B:012 L:2`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,154 sqft Living Area
Gross Area	4,866 sqft
Basement Area	1,154 sqft
Unfinished Basement	1,154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,995 sqft (0.252 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	45 CENTRE ST
City	MILTON
State	MA
Zip	02186-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HOUSE LOTS MILTON
Legal Block	12
Legal Lot Number	2
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2014
Census Tract	416101

Owner

Source: Norfolk County and Milton Town records · APN MILT M:J B:012 L:2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	45 CENTRE ST, MILTON, MA 02186-3307
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 04, 2020	Deed of Trust, Mortgage · Balloon Mortgage CITY OF BOSTON CREDIT UNION
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit CITY OF BOSTON CREDIT UNION
Feb 05, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC
Apr 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 05, 2021 · Amount on Record
Deed Sale	Feb 05, 2021 · Amount on Record
Prior Sale	Dec 13, 1993 · Amount on Record
Deed Document Number	202115651
Deed Book / Page	38967 / 465
Last Transfer Date	Jul 19, 2023
Transfer Doc	041353-233
Record Updated	Jun 08, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Aug 10, 2023
Property Address	45 CENTRE ST, MILTON, MA 02186-3307
Document Number	041353-233
Book / Page	41353 / 233
Instrument Date	Jul 19, 2023
Instrument	51698
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CENTRE ST, MILTON, MA 02186-3307

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	45 CENTRE ST, MILTON, MA 02186-3307
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38304-534
Date	Sep 04, 2020
Book Page	38304/534
Instrument	92406

Lender

Name	CITY OF BOSTON CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 01, 2021

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	45 CENTRE ST, MILTON, MA 02186-3307
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38537-520
Date	Oct 29, 2020
Book Page	38537/520
Instrument	118575

Lender

Name	CITY OF BOSTON CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

Interest

Rate Type	Adjustable Rate

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Feb 05, 2021
Property Address	45 CENTRE ST, MILTON, MA 02186-3307
Document Number	38967-465
Book / Page	38967 / 465
Instrument Date	Jan 26, 2021
Instrument	15651
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 CENTRE ST, MILTON, MA 02186-3307

Mortgage

Document Number	15652
Date	Feb 05, 2021
Instrument	15652

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	45 CENTRE ST, MILTON, MA 02186-3307
Document Number	35056-376
Book / Page	035056 / 000376
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	35056-376
Date	Apr 24, 2017
Book Page	035056/000376
Instrument	34312

Lender

Name	MISCELLANEOUS GOVT AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 23, 2027

Tax Assessment & Valuation

Source: Norfolk County and Milton Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,497.00 (+2.51%)	$946,500 (+0.94%) Land $466,800 Building $479,700	$1,017,260
2024	$10,240.00 (+1.17%)	$937,700 (+5.61%) Land $444,500 Building $493,200
2023	$10,122.00	$887,900 Land $423,400 Building $464,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214161012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998, rainfall accumulation, Heavy Rains And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 375 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fiber	980 / 880
Netafy	Fixed Wireless (unlicensed)	600 / 150

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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