Middlesex County and Lowell City property record for 45 Central St, Lowell, MA 01852
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 11 bd · 106,269 sqft · built 1978 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,724,500 (Oct 1984) |
| Tax Bill | $116,303 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | N03995 |
| Primary APN | N03995 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 11 Beds |
|---|---|
| Total Rooms | 96 Rooms |
| Units | 96 Units |
| Stories | 9 Stories |
| Building Area | 106,269 sqft Living Area |
| Gross Area | 119,510 sqft |
| 1st Floor Area | 12,568 sqft |
| Basement Area | 10,530 sqft |
| Unfinished Basement | 10,280 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Rolled Roofing |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | N03995 |
|---|---|
| Street Address | 45 CENTRAL ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-1906 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | DMU |
| Legal Block | 1125 |
| Legal Lot Number | 45 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 310102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lowell National Historical Park listed 1978 · 8 contributing resources · NRIS 78003149 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 100 WELLS AVE, NEWTON CENTER, MA 02459-3242 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 1984 · Amount on Record |
| Deed Sale | Oct 23, 1984 · Amount on Record |
| Deed Book / Page | 2876 / 9 |
| Record Updated | Oct 29, 2026 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $116,303.00 (+11.2%) | $10,247,000 (+12.47%) Land $922,800 Building $9,324,200 |
| 2025 | $104,589.00 (-2.16%) | $9,110,500 (+1.51%) Land $922,800 Building $8,187,700 |
| 2024 | $106,895.00 (+1.38%) | $8,975,200 (+5.72%) Land $922,800 Building $8,052,400 |
| 2023 | $105,442.00 | $8,489,700 Land $922,800 Building $7,566,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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