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45 Central St, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 45 Central St, Byfield, MA 01922 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,575 sqft · built 1985
Lot Size1.11 acres (48,352 sqft)
Owner2 Company Names on File
Last Sale$465,000 (Jun 2012)
Tax Bill$6,841 (2025)
Deeds & MortgagesJan 2021 Refinance
Dec 2022 Transfer
Flood ZoneZone X (minimal risk)
APNNEWB M:0R20 B:0000 L:00115

Property Details

APN / Parcel Number

Primary APNNEWB M:0R20 B:0000 L:00115
Alternative APN
  • NBRY M:0R20 B:0000 L:00115

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area3,575 sqft Living Area
Gross Area4,372 sqft
Basement Area1,269 sqft
Unfinished Basement127 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area48,352 sqft (1.11 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address45 CENTRAL ST
CityBYFIELD
StateMA
Zip01922-1504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionNEWBURY
Legal Lot Number115
JurisdictionNEWBURY MA
Township / Civil DivisionNEWBURY
Census Block Group5
Census Block5036
Census Tract269100

Owner

Source: Essex County and Newbury Town records · APN NEWB M:0R20 B:0000 L:00115

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address45 CENTRAL ST, BYFIELD, MA 01922-1504
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Dec 15, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2012 · Amount on Record
Deed SaleJun 29, 2012 · Amount on Record
Prior SaleMay 27, 1998 · Amount on Record
Deed Book / Page31484 / 122
Last Transfer DateDec 14, 2022
Transfer Doc041353-488
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWBURY MA
Property Address45 CENTRAL ST, NEWBURY, MA 01922-1504
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039422-364
DateJan 19, 2021
Book Page39422/364
Instrument20210119002230
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term229 Months
DueFeb 01, 2040

December 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEWBURY MA
Recording DateDec 15, 2022
Property Address45 CENTRAL ST, NEWBURY, MA 01922-1504
Document Number041353-488
Book / Page41353 / 488
Instrument DateDec 14, 2022
Instrument20221215002760
Transaction TypeTransfer
Record UpdatedDec 30, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 CENTRAL ST, NEWBURY, MA 01922-1504

Tax Assessment & Valuation

Source: Essex County and Newbury Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionNewbury Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,841.00 (+0.29%)$918,200 (+3.38%) Land $313,200 Building $605,000$932,045
2024$6,821.00 (-2.97%)$888,200 (+9.55%) Land $313,200 Building $575,000
2023$7,030.00$810,800 Land $284,800 Building $526,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092691005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1978–2014)
Claims Outside the SFHA3 of 8
Most Recent ClaimDec 2014, rainfall accumulation
Claims By Storm
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFiber980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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