Chester County property record for 45 Central Ave, Spring City, PA 19475
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,720 sqft · built 1975 |
| Lot Size | 0.088 acres (3,836 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $311,000 (Nov 2025) |
| Tax Bill | $449 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-4-333 |
| Primary APN | 14-4-333 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Living Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,836 sqft (0.088 acres) |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 CENTRAL AVE |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-1822 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | DC |
| Legal Description | LOT & DWG |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | SPRING CITY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 301100 |
Source: Chester County assessment roll, APN 14-4-333, as of May 28, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 CENTRAL AVE, SPRING CITY, PA 19475-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Nov 20, 2025 | Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Sep 05, 2017 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Feb 06, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on Record |
| Deed Sale | Nov 20, 2025 · Amount on Record |
| Prior Sale | Sep 05, 2017 · Amount on Record |
| Deed Document Number | 202512097587 |
| Deed Book / Page | 11485 / 939 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 45 CENTRAL AVE, SPRING CITY, PA 19475-1822 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0106921325 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 10692/1325 |
| Instrument | 11873009 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Nov 20, 2025 |
| Property Address | 45 CENTRAL AVE, SPRING CITY, PA 19475-1822 |
| Document Number | 0114850939 |
| Book / Page | 11485 / 939 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 12097587 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | SIGNATURE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 CENTRAL AVE, SPRING CITY, PA 19475-1822 |
| Document Number | 0012097588 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 12097588 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Sep 05, 2017 |
| Property Address | 45 CENTRAL AVE, SPRING CITY, PA 19475-1822 |
| Document Number | 0096091508 |
| Book / Page | 9609 / 1508 |
| Map Reference | MB 9488 PG 2109 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 11564342 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 CENTRAL AVE, SPRING CITY, PA 19475-1822 |
| Document Number | 0096091511 |
|---|---|
| Date | Sep 05, 2017 |
| Book Page | 9609/1511 |
| Instrument | 11564343 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Feb 06, 2017 |
| Property Address | 45 CENTRAL AVE, SPRING CITY, PA 19475-1822 |
| Document Number | 0094882109 |
| Book / Page | 009488 / 002109 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 11526379 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,038.89 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 63 MILITIA HILL DR CHESTERBROOK PA 190875846, CHESTERBROOK, PA 19087-5846 |
Source: Chester County records · Assessment roll updated May 28, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Spring City Borough |
| Unified School District | Spring-Ford Area School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $449.00 (-89.61%) | $100,870 (-) Land $28,510 Building $72,360 | $100,870 (-) Land $28,510 Building $72,360 |
| 2025 | $4,323.00 (+5.54%) | $100,870 (-) Land $28,510 Building $72,360 | |
| 2024 | $4,096.00 | $100,870 Land $28,510 Building $72,360 | |
| 1998 | $100,870 Land $28,510 Building $72,360 |
Source: FEMA National Flood Hazard Layer, Chester County (42029C), as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 494 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system PA1150166, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PA AMERICAN ROYERSFORD private · serves 49,508 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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