45 Central Ave, Sewaren, NJ 07077 Property Records

Middlesex County and Woodbridge Township property record for 45 Central Ave, Sewaren, NJ 07077

Property Summary

Property Type	Single Family Home
Details	1,848 sqft · built 1950
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2017)
Tax Bill	$8,885 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-00693-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`25-00693-0000-00004`
Alternative APNs	`250069300004` `24755`

Interior

Stories	2 Stories
Building Area	1,848 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached

Location & Zoning

Account Number	24755
Street Address	45 CENTRAL AVE
City	SEWAREN
State	NJ
Zip	07077-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	50X100
Legal Subdivision	SEWAREN REALTY & INVESTMENT CO
Legal Block	693
Legal Lot Number	4
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	2
Census Block	2005
Census Tract	3401

Owner

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 CENTRAL AVE, SEWAREN, NJ 07077-1115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 5, 2017	Grant Deed, Transfer · FHA Mortgage REAL EST MTG NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2017 · Amount on Record
Deed Sale	Sep 5, 2017 · Amount on Record
Prior Sale	Nov 13, 1965
Deed Document Number	2017124
Deed Book / Page	7035 / 478
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	45 CENTRAL AVE, SEWAREN, NJ 07077-1115
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	NEW ERA TITLE AND SETTLEMENT LLC, NEW ERA TITLE & SETMNT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021096162
Date	Jul 28, 2021
Book Page	18554/287
Instrument	2021096162

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	45 CENTRAL AVE, SEWAREN, NJ 07077-1115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104794
Date	Dec 10, 2019
Book Page	17715/0126
Instrument	2019104794

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 5, 2017
Property Address	45 CENTRAL AVE, SEWAREN, NJ 07077-1115
Document Number	0000015002
Book / Page	007035 / 000478
Instrument Date	Aug 16, 2017
Instrument	15002
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CENTRAL AVE SEWAREN NJ 070771115, SEWAREN, NJ 07077-1115

Mortgage

Document Number	18939
Date	Sep 5, 2017
Book Page	016882/000629
Instrument	18939

Lender

Name	REAL EST MTG NTWK
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,700 (+49.04%) Land $15,000 Building $77,700	$92,700 (+49.04%) Land $15,000 Building $77,700
2025	$8,885.00 (+5.55%)	$62,200 (-) Land $15,000 Building $47,200	$62,200 (-) Land $15,000 Building $47,200
2024	$8,418.00 (+9.18%)
2023		$62,200 Land $15,000 Building $47,200	$62,200 Land $15,000 Building $47,200
2022	$7,710.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1996–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Mar 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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