45 Central Ave, Florence, AL 35633 Property Records

Lauderdale County property record for 45 Central Ave, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,160 sqft · built 1960
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Tax Bill	$354 (2025)
Deeds & Mortgages	Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-02-10-0-003-026-000`

Property Details

APN / Parcel Number

Primary APN	`14-02-10-0-003-026-000`
Alternative APNs	`006331` `9032` `6331`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	45,302 sqft (1.04 acres)
Lot Dimensions	564 ft deep x 265 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	6331
Street Address	45 CENTRAL AVE
City	FLORENCE
State	AL
Zip	35633-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	135 X 225.25 IRR CENTRAL HGTS MODERN HOMES SD BLK 5 LOTS 2 & 11 1.04 AC/C SEC 10 T2S R12W PB 3 PG 8 SECOND HOME
Legal Range	12W
Legal Township	02S
Legal Section	10
Legal Subdivision	CENTRAL HEIGHTS MODERN HOMES
Legal Block	5
Legal Lot Number	2,11
Jurisdiction	LAUDERDALE AL
Township / Civil Division	CLOVERDALE
Census Block Group	2
Census Block	2024
Census Tract	11402

Owner

Source: Lauderdale County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 CENTRAL AVE, FLORENCE, AL 35633-4019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 30, 2019
Transfer Doc	2019/33364
Record Updated	Jun 8, 2026

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 9, 2019
Property Address	45 CENTRAL AVE, FLORENCE, AL 35633-4019
Document Number	2019/33364
Book / Page	2019 / 33364
Instrument Date	Jul 30, 2019
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CENTRAL AVE, FLORENCE, AL 35633-4019

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$354.00 (+6.95%)	$10,120 (+6.98%)	$104,720 (+10.93%) Land $15,200 Building $89,520
2024	$331.00 (-6.23%)	$9,460 (+675.41%) Land $1,320 Building $8,140	$94,400 (+9.01%) Land $13,100 Building $81,300
2023	$353.00 (+8.95%)	$1,220 (-84.44%) Land $1,220	$86,600 (+10.6%) Land $12,000 Building $74,600
2022	$324.00	$7,840	$78,300 Land $13,100 Building $65,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2025)
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST LAUDERDALE CO, WATER & FPA serves 15,681 people · EPA ID AL0000794
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20