45 Centerbrook Pl, Fairfield, CT 06824 Property Records

Fairfield Town property record for 45 Centerbrook Pl, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,528 sqft · built 1958
Lot Size	0.332 acres (14,450 sqft)
Owner	2 Individual Names on File
Last Sale	$622,500 (Dec 2018)
Tax Bill	$15,842 (2026)
Deeds & Mortgages	Sep 2020 Refinance Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:125 B:428`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:125 B:428`
Alternative APNs	`FFLD M:125 B:428` `M:125 L:428 X` `5526`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,528 sqft Living Area
Gross Area	4,854 sqft
Basement Area	1,256 sqft
Unfinished Basement	716 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,450 sqft (0.332 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5526
Street Address	45 CENTERBROOK PL
City	FAIRFIELD
State	CT
Zip	06824-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	428
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1000
Census Tract	60900

Owner

45 Centerbrook Pl is owned and occupied by two individuals who bought it in December 2018.

Source: Fairfield Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 CENTERBROOK PL, FAIRFIELD, CT 06824-3402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Aug 6, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Dec 27, 2018	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA
Jan 11, 2018	Committee Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on File
Deed Sale	Dec 27, 2018 · Amount on File
Prior Sale	Apr 16, 2018 · Amount on File
Deed Document Number	20182018-8365
Deed Book / Page	5735 / 201
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	45 CENTERBROOK PL, FAIRFIELD, CT 06824-3402
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005987-273
Date	Sep 25, 2020
Book Page	5987/273
Instrument	2020-8029

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	45 CENTERBROOK PL, FAIRFIELD, CT 06824-3402
Document Number	5814-29
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CENTERBROOK PL FAIRFIELD CT 068243402, FAIRFIELD, CT 06824-3402

Mortgage

Document Number	5814-29
Date	Aug 27, 2019
Book Page	005814/000029
Instrument	5615

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Dec 27, 2018
Property Address	45 CENTERBROOK PL, FAIRFIELD, CT 06824-3402
Document Number	5735-201
Book / Page	005735 / 000201
Instrument Date	Dec 18, 2018
Instrument	8365
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 IRVING AVE PROVIDENCE RI 029065406, PROVIDENCE, RI 02906-5406

Mortgage

Document Number	5735-203
Date	Dec 27, 2018
Book Page	005735/000203
Instrument	8366

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2048

January 2018: Committee Deed, Foreclosure

Document Type	Committee Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Jan 11, 2018
Property Address	45 CENTERBROOK PL, FAIRFIELD, CT 06824-3402
Document Number	5630-85
Book / Page	005630 / 000085
Instrument Date	Oct 30, 2017
Instrument	208
Transaction Type	Foreclosure
Record Updated	Feb 13, 2018

Transaction

Amount	Amount on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	45 CENTERBROOK PL FAIRFIELD CT 068243402, FAIRFIELD, CT 06824-3402

Tax Assessment & Valuation

The 2026 property tax bill for 45 Centerbrook Pl was $15,842, up 21.3% from the year before.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,842.00 (+21.29%)	$825,510 (+79.44%) Land $493,010 Building $332,500	$1,195,649 (+271.29%)
2025	$13,061.00	$460,040 Land $271,670 Building $188,370	$322,028 Land $190,169 Building $131,859
2024	$13,061.00 (+6.65%)
2023	$12,247.00	$445,200 Land $271,670 Building $173,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Centerbrook Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Centerbrook Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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