Essex County and Caldwell Borough property record for 45 Cedars Rd, Caldwell, NJ 07006 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,216 sqft · built 1929 |
| Lot Size | 0.54 acres (23,520 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $902,000 (Nov 2022) |
| Tax Bill | $18,288 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00068-0000-00002-02 |
| Primary APN | 03-00068-0000-00002-02 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,216 sqft Living Area |
|---|
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Lot Area | 23,520 sqft (0.54 acres) |
| Lot Dimensions | 147 ft deep x 160 ft wide |
| Account Number | 00001900 |
|---|---|
| Street Address | 45 CEDARS RD |
| City | CALDWELL |
| State | NJ |
| Zip | 07006-5832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 160X147 IRR |
| Legal Block | 68 |
| Legal Lot Number | 2.2 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CALDWELL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 21702 |
Source: Essex County and Caldwell Borough records · APN 03-00068-0000-00002-02
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 CEDARS RD, CALDWELL, NJ 07006-5832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 02, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HOME MORTGAGE CORP |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HM MTG CORP |
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTRUST BK |
| Feb 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG |
| Oct 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTHFIELD BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2022 · Amount on Record |
| Deed Sale | Nov 02, 2022 · Amount on Record |
| Prior Sale | May 10, 2005 · Amount on Record |
| Deed Document Number | 202297042 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Nov 02, 2022 |
| Property Address | 45 CEDARS RD, CALDWELL, NJ 07006-5832 |
| Document Number | 0000097042 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022097042 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NORTHERN NJ TITLE SERVICES, NORTHERN NJ TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 ALLEN ST, 6, RUMSON, NJ 07760-1302 |
| Name | Verified Name |
|---|---|
| Address | 45 CEDARS RD, CALDWELL, NJ 07006-5832 |
| Document Number | 0000097043 |
|---|---|
| Date | Nov 02, 2022 |
| Instrument | 2022097043 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 45 CEDARS RD, CALDWELL, NJ 07006-5832 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | TOHICKON SETTLEMENT SERVICES INC, TOHICKON SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 2021017162 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021017162 |
| Name | GUARANTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NASHVILLE, TN 37210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 45 CEDARS RD, CALDWELL, NJ 07006-5832 |
| Document Number | 0000066964 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2020 |
| Title Company | TOHICKON SETTLEMENT SERVICES INC, TOHICKON SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 CEDARS RD CALDWELL NJ 070065832, CALDWELL, NJ 07006-5832 |
| Document Number | 0000066964 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 66964 |
| Name | GUARANTY HM MTG CORP |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 45 CEDARS RD, CALDWELL, NJ 07006-5832 |
| Document Number | 0000095584 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45 CEDARS RD CALDWELL NJ 070065832, CALDWELL, NJ 07006-5832 |
| Document Number | 0000095584 |
|---|---|
| Date | Oct 08, 2019 |
| Instrument | 95584 |
| Name | FIRSTRUST BK |
|---|---|
| Type | Bank |
| Address | HORSHAM, PA 19044-2201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 07, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 45 CEDARS RD, CALDWELL, NJ 07006-5832 |
| Document Number | 0000019369 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 CEDARS RD CALDWELL NJ 070065832, CALDWELL, NJ 07006-5832 |
| Document Number | 0000019369 |
|---|---|
| Date | Mar 04, 2019 |
| Instrument | 19369 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MARLTON, NJ 08053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 03, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 45 CEDARS RD, CALDWELL, NJ 07006-5832 |
| Document Number | 0000092168 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2019 |
| Name | Verified Name |
|---|---|
| Address | 45 CEDARS RD CALDWELL NJ 070065832, CALDWELL, NJ 07006-5832 |
| Document Number | 0000092168 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 92168 |
| Name | NORTHFIELD BK |
|---|---|
| Type | Bank |
| Address | WOODBRIDGE, NJ 07095 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 22, 2028 |
Source: Essex County and Caldwell Borough records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| Municipality | Caldwell Borough |
| Unified School District | Caldwell-West Caldwell School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561,500 (-) Land $347,000 Building $214,500 | $561,500 (-) Land $347,000 Building $214,500 | |
| 2025 | $18,288.00 (+2.29%) | $561,500 (-) Land $347,000 Building $214,500 | $561,500 (-) Land $347,000 Building $214,500 |
| 2024 | $17,878.00 (+5.33%) | ||
| 2023 | $561,500 Land $347,000 Building $214,500 | $561,500 Land $347,000 Building $214,500 | |
| 2022 | $16,974.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 5% of the US · above 12% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 416 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: AT&T, Verizon, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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