45 Cedar Valley Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 45 Cedar Valley Rd, Poughkeepsie, NY 12603

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,822 sqft · built 1962
Lot Size0.57 acres (24,829 sqft)
OwnerIndividual Name on Record
Last Sale$249,600 (May 2012)
Tax Bill$11,126 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN134689-6260-01-368666-0000

Property Details

APN / Parcel Number

Primary APN134689-6260-01-368666-0000
Alternative APNs
  • 468900626000013686660000
  • 134689 6.260-1-368.666
  • 14368666

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,822 sqft Living Area
1st Floor Area1,354 sqft
Basement Area468 sqft
Finished Basement468 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1982
Architectural StyleSplit Level
Exterior MaterialWood
Roof MaterialAsphalt
Lot Area24,829 sqft (0.57 acres)
View / LotSuburban
Garage TypeBasement

Exterior Amenities

PorchOpen Porch
Porch Area300 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number14368666
Street Address45 CEDAR VALLEY RD
CityPOUGHKEEPSIE
StateNY
Zip12603-4803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Description0.573 AC (C) 1983 0554 1817 0899
Legal Block1
Legal Lot Number368
JurisdictionDUTCHESS NY
Township / Civil DivisionPOUGHKEEPSIE
Census Block Group3
Census Block3002
Census Tract140400

Owner

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 CEDAR VALLEY RD, POUGHKEEPSIE, NY 12603-4803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2012 · Amount on Record
Deed SaleMay 18, 2012 · Amount on Record
Prior SaleAug 12, 2003 · Amount on Record
Deed Book / Page22012 / 2156
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address45 CEDAR VALLEY RD, POUGHKEEPSIE, NY 12603-4803
Document Number0000053718
Instrument DateOct 23, 2020
Transaction TypeMortgage
Record UpdatedNov 11, 2020
Title CompanyQUEEN CITY ABSTRACT, QUEEN CITY ABS

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 CEDAR VALLEY RD POUGHKEEPSIE NY 126034803, POUGHKEEPSIE, NY 12603-4803

Mortgage

Document Number0000053718
DateOct 29, 2020
Instrument53718
Lender
NameHUDSON VLY CU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 28, 2040

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
County SubdivisionPoughkeepsie Town
Unified School DistrictArlington Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,126.00 (+15.43%)$361,500 (+8.07%) Land $84,600 Building $276,900$406,200 (+21.43%)
2023$334,500 (-) Land $84,600 Building $249,900$334,500 (-) Land $84,600 Building $249,900
2022$334,500 Land $76,900 Building $257,600$334,500 Land $76,900 Building $257,600
2020$9,639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOUGHKEEPSIE TOWNWIDE WD
serves 43,000 people · EPA ID NY1302812
Water SourcePurchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State InspectionDec 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable
940 / 35

Nearby Properties on Cedar Valley Rd

Nearby Streets

Search Property Records by Address or Parcel Number