45 Cedar St, Middleborough, MA 02346 Property Records

Plymouth County and Middleborough Town property record for 45 Cedar St, Middleborough, MA 02346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,976 sqft · built 2019
Lot Size	1.83 acres (80,124 sqft)
Owner	Individual Name on File
Last Sale	$473,900 (Dec 2019)
Tax Bill	$9,502 (2026)
Deeds & Mortgages	Apr 2020 Refinance Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-3094`

Property Details

APN / Parcel Number

Primary APN	`25-3094`
Alternative APN	`MIDD M:00025 L:3094 U:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	3,260 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,124 sqft (1.83 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	25-3094
Street Address	45 CEDAR ST
City	MIDDLEBORO
State	MA
Zip	02346-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	3094
Jurisdiction	MIDDLEBORO MA
Township / Civil Division	MIDDLEBOROUGH
Census Block Group	1
Census Block	1010
Census Tract	542101

Owner

45 Cedar St is owned and occupied by an individual who bought it in December 2019.

Source: Plymouth County and Middleborough Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 CEDAR ST, MIDDLEBORO, MA 02346-2603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND CREDIT UNION
Dec 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2019 · Amount on File
Deed Sale	Dec 27, 2019 · Amount on File
Prior Sale	Apr 4, 2019 · Amount on File
Deed Document Number	2019114705
Deed Book / Page	52156 / 284
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBORO MA
Property Address	45 CEDAR ST, MIDDLEBORO, MA 02346-2603
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	52591-169
Date	Apr 10, 2020
Book Page	52591/169
Instrument	30112

Lender

Name	ROCKLAND CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLEBORO MA
Recording Date	Dec 27, 2019
Property Address	45 CEDAR ST, MIDDLEBORO, MA 02346-2603
Document Number	52156-284
Book / Page	052156 / 000284
Instrument Date	Dec 27, 2019
Instrument	114705
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,160.98
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 OAK ST SWANSEA MA 027773545, SWANSEA, MA 02777-3545

Tax Assessment & Valuation

The 2026 property tax bill for 45 Cedar St was $9,502, up 3.9% from the year before.

Source: Plymouth County and Middleborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Middleborough Town
Unified School District	Middleborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,502.00 (+3.89%)	$724,200 (+6.19%) Land $199,400 Building $524,800	$774,469 (+28.12%)
2025	$9,146.00 (-3.04%)	$682,000 (-2.11%) Land $180,900 Building $501,100	$604,485
2024	$9,433.00 (+9.41%)	$696,700 (+15.06%) Land $172,500 Building $524,200
2023	$8,622.00	$605,500 Land $172,500 Building $433,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBOROUGH WATER SUPPLY serves 15,350 people · EPA ID MA4182000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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