45 Cedar St, Keyport, NJ 07735 Property Records

Monmouth County and Keyport Borough property record for 45 Cedar St, Keyport, NJ 07735

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1909
Lot Size	0.111 acres (4,840 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Sep 2022)
Tax Bill	$8,179 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-00136-0000-00041`

Property Details

APN / Parcel Number

Primary APN	`24-00136-0000-00041`
Alternative APN	`240013600041`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	684 sqft
Upper Floors Area	468 sqft
Basement Area	684 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	4,840 sqft (0.111 acres)
Lot Dimensions	121 ft deep x 40 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	45 CEDAR ST
City	KEYPORT
State	NJ
Zip	07735-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	136
Legal Lot Number	41
Jurisdiction	MONMOUTH NJ
Township / Civil Division	KEYPORT
Census Block Group	1
Census Block	1002
Census Tract	801900

Owner

45 Cedar St is owned by an individual who bought it in September 2022.

Source: Monmouth County and Keyport Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	85 POVERSHON RD, NUTLEY, NJ 07110-2004
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Deed Document Number	202293099
Deed Book / Page	9614 / 9414
Record Updated	Sep 20, 2026

September 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 12, 2022
Property Address	45 CEDAR ST, KEYPORT, NJ 07735-1701
Document Number	0096149414
Book / Page	9614 / 9414
Instrument Date	Sep 6, 2022
Instrument	2022093099
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149 MAINE ST, 149, BRUNSWICK, ME 04011-2058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 POVERSHON RD, NUTLEY, NJ 07110-2004

Mortgage

Document Number	2022093100
Date	Sep 12, 2022
Instrument	2022093100

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 45 Cedar St was $8,179, up 7.9% from the year before.

Source: Monmouth County and Keyport Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Keyport Borough
Unified School District	Keyport Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,000 (+8.13%) Land $280,900 Building $163,100	$444,000 (+8.13%) Land $280,900 Building $163,100
2025	$8,179.00 (+7.87%)	$410,600 Land $255,200 Building $155,400	$410,600 Land $255,200 Building $155,400
2024	$7,582.00
2023		$338,000 Land $201,700 Building $136,300	$338,000 Land $201,700 Building $136,300
2022	$5,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	65 units insured incl. 24 condo units
Nearby Flood Claims	34 (1992–2021)
Claims Outside the SFHA	10 of 34
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 27 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYPORT WATER DEPT serves 7,500 people · EPA ID NJ1322001
Water Source	Purchased surface water from NJ AMERICAN WATER - SHORELANDS
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20