Passaic County and Ringwood Borough property record for 45 Cedar Rd, Ringwood, NJ 07456
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2,489 sqft · built 1963 |
| Lot Size | 0.537 acres (23,374 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Mar 1999) |
| Tax Bill | $14,749 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00929-0000-00093 |
| Primary APN | 11-00929-0000-00093 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,489 sqft Living Area |
| 1st Floor Area | 2,489 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 23,374 sqft (0.537 acres) |
| Lot Dimensions | 425 ft deep x 55 ft wide |
| Street Address | 45 CEDAR RD |
|---|---|
| City | RINGWOOD |
| State | NJ |
| Zip | 07456-1811 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Block | 929 |
| Legal Lot Number | 93 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | RINGWOOD |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 216701 |
Source: Passaic County and Ringwood Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 CEDAR RD, RINGWOOD, NJ 07456-1811 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2018 | Deed of Trust, Mortgage · Commercial Mortgage LAKELAND BANK |
| Mar 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 1999 · Amount on Record |
| Deed Sale | Mar 2, 1999 · Amount on Record |
| Deed Document Number | 199938853 |
| Deed Book / Page | 0159 / 157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 45 CEDAR RD, RINGWOOD, NJ 07456-1811 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017411 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | M14984/0266 |
| Instrument | 2018017411 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 45 CEDAR RD, RINGWOOD, NJ 07456-1811 |
| Document Number | 0000030475 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 CEDAR RD RINGWOOD NJ 074561811, RINGWOOD, NJ 07456-1811 |
| Document Number | 0000030475 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 30475 |
| Name | LAKELAND BK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Jul 9, 2033 |
Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Ringwood Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Ringwood Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,300 (-) Land $170,500 Building $175,800 | $346,300 (-) Land $170,500 Building $175,800 | |
| 2025 | $14,749.00 (+2.31%) Veteran's exemption | $346,300 (-) Land $170,500 Building $175,800 | $346,300 (-) Land $170,500 Building $175,800 |
| 2024 | $14,416.00 (+6.94%) | ||
| 2023 | $346,300 Land $170,500 Building $175,800 | $346,300 Land $170,500 Building $175,800 | |
| 2022 | $13,480.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 12 (1998–2021) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Jun 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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