45 Cedar Gate Rd, Darien, CT 06820 Property Records

Darien Town property record for 45 Cedar Gate Rd, Darien, CT 06820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,072 sqft · built 1959
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$1,436,500 (Dec 2020)
Tax Bill	$17,705 (2025)
Deeds & Mortgages	Dec 2019 Refinance Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DARI M:64 B:72`

Property Details

APN / Parcel Number

Primary APN	`DARI M:64 B:72`
Alternative APN	`7419`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,072 sqft Living Area
1st Floor Area	1,878 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7419
Street Address	45 CEDAR GATE RD
City	DARIEN
State	CT
Zip	06820-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	72
Jurisdiction	DARIEN CT
Township / Civil Division	DARIEN
Census Block Group	1
Census Block	1013
Census Tract	30300

Owner

Source: Darien Town records · APN DARI M:64 B:72

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 CEDAR GATE RD, DARIEN, CT 06820-5523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 03, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GUARDHILL FINANCIAL CORP
Dec 14, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK OF RHODE ISLAND
Nov 20, 2017	Warranty Deed, Transfer GUARDHILL FNCL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Book / Page	1702 / 170
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARIEN CT
Property Address	45 CEDAR GATE RD, DARIEN, CT 06820-5523
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1666-730
Date	Dec 03, 2019
Book Page	1666/730

Lender

Name	GUARDHILL FINANCIAL CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARIEN CT
Recording Date	Dec 14, 2020
Property Address	45 CEDAR GATE RD, DARIEN, CT 06820-5523
Document Number	1702-170
Book / Page	1702 / 170
Instrument Date	Dec 03, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1280 5TH AVE, NEW YORK, NY 10029-8405

Mortgage

Document Number	1702173
Date	Dec 14, 2020
Instrument	1702/173

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 01, 2031
Max Rate At Change	2.25%
Index	LIBOR

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARIEN CT
Recording Date	Nov 20, 2017
Property Address	45 CEDAR GATE RD, DARIEN, CT 06820-5523
Document Number	1626-585
Book / Page	1626 / 585
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$141.16
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16260588
Date	Nov 20, 2017
Instrument	01626/0588

Lender

Name	GUARDHILL FNCL CORP

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

Source: Darien Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Darien Town
Unified School District	Darien School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,705.00	$1,143,730 (+22.12%) Land $777,000 Building $366,730	$800,611 Land $543,900 Building $256,711
2024	$17,705.00 (+7.36%)
2023	$16,492.00 (+2.21%)	$936,530 (-) Land $647,500 Building $289,030
2022	$16,136.00	$936,530 Land $647,500 Building $289,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000

Based on FCC filings for 122 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

45 Cedar Gate Rd, Darien, CT 06820 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Cell Coverage

Drinking Water

Violations Reported to EPA

Nearby Properties on Cedar Gate Rd

Nearby Streets

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