Bergen County and Cliffside Park Borough property record for 45 Cecelia Ave, Cliffside Park, NJ 07010
| Property Type | Single Family Home |
|---|---|
| Details | 1,728 sqft · built 1954 |
| Lot Size | 0.113 acres (4,901 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Jun 1996) |
| Tax Bill | $11,370 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2022 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01001-0000-00011 |
| Primary APN | 06-01001-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 4,901 sqft (0.113 acres) |
| Lot Dimensions | 98 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0600040000000021 |
|---|---|
| Street Address | 45 CECELIA AVE |
| City | CLIFFSIDE PARK |
| State | NJ |
| Zip | 07010-2735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L22 50X98 2LT |
| Legal Subdivision | OVERLOOK DEV CO |
| Legal Block | 1001 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLIFFSIDE PARK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 6302 |
Source: Bergen County and Cliffside Park Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 CECELIA AVE, CLIFFSIDE PARK, NJ 07010-2735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · FHA Mortgage INTELLILOAN INC |
| Dec 6, 2022 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Feb 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Sep 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 1996 · Amount on Record |
| Deed Sale | Jun 7, 1996 · Amount on Record |
| Deed Book / Page | 7882 / 992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 CECELIA AVE, CLIFFSIDE PARK, NJ 07010-2735 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 45 CECELIA AVE, CLIFFSIDE PARK, NJ 07010-2735 |
| Document Number | 0056861764 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 5686/1764 |
| Instrument | 2025089853 |
| Name | INTELLILOAN INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92799 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 CECELIA AVE, CLIFFSIDE PARK, NJ 07010-2735 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 45 CECELIA AVE, CLIFFSIDE PARK, NJ 07010-2735 |
| Document Number | 0048760603 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | 4876/603 |
| Instrument | 2022112667 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 CECELIA AVE, CLIFFSIDE PARK, NJ 07010-2735 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0044281907 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 4428/1907 |
| Instrument | 2021161092 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 CECELIA AVE, CLIFFSIDE PARK, NJ 07010-2735 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0041590990 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 4159/990 |
| Instrument | 2021081010 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 CECELIA AVE, CLIFFSIDE PARK, NJ 07010-2735 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0039770222 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 3977/222 |
| Instrument | 2021025431 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 CECELIA AVE, CLIFFSIDE PARK, NJ 07010-2735 |
| Document Number | 0035261392 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 CECELIA AVE CLIFFSIDE PARK NJ 070102735, CLIFFSIDE PARK, NJ 07010-2735 |
| Document Number | 0035261392 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 003526/001392 |
| Instrument | 20024952 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 CECELIA AVE, CLIFFSIDE PARK, NJ 07010-2735 |
| Document Number | 0033932051 |
| Instrument Date | Sep 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 CECELIA AVE CLIFFSIDE PARK NJ 070102735, CLIFFSIDE PARK, NJ 07010-2735 |
| Document Number | 0033932051 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 003393/002051 |
| Instrument | 73931 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 CECELIA AVE, CLIFFSIDE PARK, NJ 07010-2735 |
| Document Number | 0030571020 |
| Instrument Date | Sep 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 CECELIA AVE CLIFFSIDE PARK NJ 070102735, CLIFFSIDE PARK, NJ 07010-2735 |
| Document Number | 0030571020 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 003057/001020 |
| Instrument | 66865 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 18, 2038 |
Source: Bergen County and Cliffside Park Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cliffside Park Borough |
| Unified School District | Cliffside Park Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,900 (-) Land $257,500 Building $143,400 | $400,900 (-) Land $257,500 Building $143,400 | |
| 2025 | $11,370.00 (+2.91%) | $400,900 (-) Land $257,500 Building $143,400 | $400,900 (-) Land $257,500 Building $143,400 |
| 2024 | $11,048.00 (+7.44%) | ||
| 2023 | $400,900 Land $257,500 Building $143,400 | $400,900 Land $257,500 Building $143,400 | |
| 2022 | $10,283.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,048 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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