45 Catharine St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 45 Catharine St, Worcester, MA 01605

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,621 sqft · built 1900
Lot Size	0.131 acres (5,702 sqft)
Owner	Company Name on File
Last Sale	$635,000 (Dec 2022)
Tax Bill	$9,032 (2026)
Deeds & Mortgages	Jul 2026 Transfer Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-004-00036`

Property Details

APN / Parcel Number

Primary APN	`16-004-00036`
Alternative APN	`WORC M:16 B:004 L:00036`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,621 sqft Living Area
Gross Area	5,259 sqft
1st Floor Area	1,207 sqft
Basement Area	552 sqft
Unfinished Basement	552 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,702 sqft (0.131 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16-004-00036
Street Address	45 CATHARINE ST
City	WORCESTER
State	MA
Zip	01605-4099
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	4
Legal Lot Number	36
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4008
Census Tract	731900

Owner

45 Catharine St, a triplex, is owned by a company that bought it in December 2022.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	62 CHESTNUT ST, UPTON, MA 01568-1335
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Dec 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on File
Deed Sale	Dec 29, 2022 · Amount on File
Prior Sale	Jun 11, 2009 · Amount on File
Deed Document Number	2022136551
Deed Book / Page	68664 / 63
Prior Transfer Date	Dec 28, 2022
Prior Transfer Doc	0068664-63
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 10, 2026
Property Address	45 CATHARINE ST, WORCESTER, MA 01605-4099
Document Number	0000057753
Book / Page	73853 / 343
Instrument Date	Jul 7, 2026
Instrument	202657753
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 CHESTNUT ST, UPTON, MA 01568-1335

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Jun 1, 2026
Property Address	45 CATHARINE ST, WORCESTER, MA 01605-4099
Document Number	0073653-72
Book / Page	73653 / 72
Instrument Date	May 29, 2026
Instrument	202643473
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CATHARINE ST, WORCESTER, MA 01605-4099

Mortgage

Document Number	0000043473,
Date	Jun 1, 2026
Book Page	73653/72
Instrument	202643473

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 29, 2022
Property Address	45 CATHARINE ST, WORCESTER, MA 01605-4099
Document Number	0068664-63
Book / Page	68664 / 63
Instrument Date	Dec 28, 2022
Instrument	136551
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BROOKSIDE AVE, WORCESTER, MA 01602-1609

Mortgage

Document Number	0000136552
Date	Dec 29, 2022
Instrument	136552

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 45 Catharine St was $9,032, up 3.5% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,032.00 (+3.48%)	$680,100 (+2.78%) Land $92,600 Building $587,500
2025	$8,728.00	$661,700 Land $87,100 Building $574,600
2023	$6,519.00	$454,600 Land $75,700 Building $378,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Catharine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 Catharine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Catharine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures