45 Carter Dr, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 45 Carter Dr, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	2,592 sqft · built 2001
Lot Size	0.163 acres (7,095 sqft)
Owner	Individual Name on Record
Last Sale	$353,456 (Nov 2001)
Deeds & Mortgages	Sep 2020 Transfer Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-25100-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`15-25100-0000-00027`
Alternative APNs	`152510000027` `16045527`

Interior

Stories	2 Stories
Building Area	2,592 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	7,095 sqft (0.163 acres)
Lot Dimensions	129 ft deep x 55 ft wide

Location & Zoning

Account Number	16045527
Street Address	45 CARTER DR
City	OLD BRIDGE
State	NJ
Zip	08857-3922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R120
Legal Description	55X129IRR
Legal Subdivision	PRESIDENTIAL ESTATES SEC 4
Legal Block	25100
Legal Lot Number	27
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	2
Census Block	2002
Census Tract	7702

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 CARTER DR, OLD BRIDGE, NJ 08857-3922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit ANDREWS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2001 · Amount on Record
Deed Sale	Nov 9, 2001 · Amount on Record
Deed Book / Page	4977 / 42
Last Transfer Date	Jun 6, 2020
Transfer Doc	0000084123
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 9, 2020
Property Address	45 CARTER DR, OLD BRIDGE, NJ 08857-3922
Document Number	0000084123
Book / Page	018020 / 000254
Instrument Date	Jun 6, 2020
Instrument	84123
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CARTER DR OLD BRIDGE NJ 088573922, OLD BRIDGE, NJ 08857-3922

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	45 CARTER DR, OLD BRIDGE, NJ 08857-3922
Document Number	0000005315
Book / Page	016681 / 000179
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 22, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 CARTER DR OLD BRIDGE NJ 088573922, OLD BRIDGE, NJ 08857-3922

Mortgage

Document Number	0000005315
Date	Feb 22, 2017
Book Page	016681/000179
Instrument	5315

Lender

Name	ANDREWS FCU
Type	Credit Union
Address	SUITLAND, MD 20746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$249,800 (-) Land $65,500 Building $184,300	$249,800 (-) Land $65,500 Building $184,300
2025	$249,800 (-) Land $65,500 Building $184,300	$249,800 (-) Land $65,500 Building $184,300
2023	$249,800 Land $65,500 Building $184,300	$249,800 Land $65,500 Building $184,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1984–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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