45 Carolin Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 45 Carolin Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	3,250 sqft · built 1922
Lot Size	0.197 acres (8,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$956,000 (Aug 2018)
Tax Bill	$27,017 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jun 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-03504-0000-00051`

Property Details

APN / Parcel Number

Primary APN	`13-03504-0000-00051`
Alternative APN	`130350400051`

Interior

Stories	2 Stories
Building Area	3,250 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	8,580 sqft (0.197 acres)
Lot Dimensions	143 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130350400051
Street Address	45 CAROLIN RD
City	MONTCLAIR
State	NJ
Zip	07043-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	60X143 IRR
Legal Subdivision	GODFREY CORP
Legal Block	3504
Legal Lot Number	51
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4004
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 CAROLIN RD, MONTCLAIR, NJ 07043-2203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 19, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 9, 2018	Grant Deed, Transfer BANK OF AMERICA
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Prior Sale	Oct 26, 1998 · Amount on Record
Deed Document Number	201869482
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	45 CAROLIN RD, MONTCLAIR, NJ 07043-2203
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009014
Date	Feb 16, 2024
Instrument	2024009014

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Nov 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	45 CAROLIN RD, MONTCLAIR, NJ 07043-2203
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060324
Date	Jun 27, 2022
Instrument	2022060324

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	45 CAROLIN RD, MONTCLAIR, NJ 07043-2203
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021040470
Date	Apr 1, 2021
Instrument	2021040470

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	45 CAROLIN RD, MONTCLAIR, NJ 07043-2203
Document Number	0000041336
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 CAROLIN DR MONTCLAIR NJ 07043, MONTCLAIR, NJ 07043

Mortgage

Document Number	0000041336
Date	May 3, 2019
Instrument	41336

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 9, 2018
Property Address	45 CAROLIN RD, MONTCLAIR, NJ 07043-2203
Document Number	0000069482
Instrument Date	Aug 5, 2018
Instrument	69482
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$956.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 CENTRAL AVE MONTCLAIR NJ 070422910, MONTCLAIR, NJ 07042-2910

Mortgage

Document Number	69483
Date	Aug 9, 2018
Instrument	69483

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	45 CAROLIN RD, MONTCLAIR, NJ 07043-2203
Document Number	0000026853
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CAROLIN RD MONTCLAIR NJ 070432203, MONTCLAIR, NJ 07043-2203

Mortgage

Document Number	0000026853
Date	Mar 23, 2017
Instrument	26853

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	444 Months
Due	Mar 22, 2054

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$768,400 (-) Land $368,100 Building $400,300	$768,400 (-) Land $368,100 Building $400,300
2025	$27,017.00 (+3.32%)	$768,400 (-) Land $368,100 Building $400,300	$768,400 (-) Land $368,100 Building $400,300
2024	$26,148.00 (+3.5%)
2023		$768,400 Land $368,100 Building $400,300	$768,400 Land $368,100 Building $400,300
2022	$25,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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