Newton County property record for 45 Carmen Ct, Covington, GA 30016 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,448 sqft · built 2020 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,400 (Dec 2020) |
| Tax Bill | $3,380 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 0064C-00000-018-000 |
| Primary APN | 0064C-00000-018-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,448 sqft Heated Area |
| Basement Area | 1,014 sqft |
| Unfinished Basement | 1,014 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 45499 |
|---|---|
| Street Address | 45 CARMEN CT |
| City | COVINGTON |
| State | GA |
| Zip | 30016-3501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT18 MAGNOLIA PARK |
| Legal Subdivision | MAGNOLIA PARK |
| Legal Lot Number | 18 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 100702 |
Source: Newton County records · APN 0064C-00000-018-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 CARMEN CT, COVINGTON, GA 30016-3501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2023 | Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CREDIT UNION |
| Dec 29, 2020 | Grant Deed, Subdivision Related Transfer · Conventional with PMI NEW AMERICAN FNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on Record |
| Deed Sale | Dec 22, 2020 · Amount on Record |
| Deed Document Number | 0004120315 |
| Deed Book / Page | 4120 / 315 |
| Last Transfer Date | Dec 29, 2020 |
| Transfer Doc | 0041200315 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 45 CARMEN CT, COVINGTON, GA 30016-3501 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 45 CARMEN CT, COVINGTON, GA 30016-3501 |
| Document Number | 0044920000000727 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 0000004492/0000000727 |
| Instrument | 003484 |
| Name | GEORGIA UNITED CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Dec 29, 2020 |
| Property Address | 45 CARMEN CT, COVINGTON, GA 30016-3501 |
| Document Number | 0041200315 |
| Book / Page | 004120 / 000315 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 19239 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 45 CARMEN CT COVINGTON GA 300163501, COVINGTON, GA 30016-3501 |
| Document Number | 41200317 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 004120/000317 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2050 |
Source: Newton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,380.00 (+0.45%) Homeowner's exemption | $141,200 (+3.28%) Land $19,200 Building $122,000 | $353,000 (+3.28%) Land $48,000 Building $305,000 |
| 2024 | $3,365.00 (+2.5%) Homeowner's exemption | $136,720 (-9.58%) Land $19,200 Building $117,520 | $341,800 (-9.58%) Land $48,000 Building $293,800 |
| 2023 | $151,200 Land $10,000 Building $141,200 | $378,000 Land $25,000 Building $353,000 | |
| 2022 | $3,283.00 |
Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 38% of the US · above 19% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,786 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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