45 Carmel Ave, Daly City, CA 94015 Property Records

San Mateo County property record for 45 Carmel Ave, Daly City, CA 94015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,150 sqft · built 1957
Lot Size	0.078 acres (3,400 sqft)
Owner	2 Company Names on Record
Last Sale	$625,000 (Dec 2004)
Tax Bill	$10,505 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-163-320`

Property Details

APN / Parcel Number

Primary APN	`008-163-320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,400 sqft (0.078 acres)
Lot Dimensions	100 ft deep x 34 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 CARMEL AVE
City	DALY CITY
State	CA
Zip	94015-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10003
Legal Description	LOT 12 BLOCK 131 WESTLAKE UNIT NO 9 RSM 47/10 12 CITY OF DALY CITY
Legal Subdivision	WESTLAKE UNIT NO 9
Legal Block	131
Legal Lot Number	12
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	2
Census Block	2005
Census Tract	601000

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45 CARMEL AVE, DALY CITY, CA 94015-4604
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jan 5, 2023	Intrafamily Transfer, Transfer
Dec 30, 2019	Quit Claim Deed, Transfer · Conventional Mortgage SF FIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2004 · Amount on Record
Deed Sale	Dec 10, 2004 · Amount on Record
Prior Sale	Jun 30, 2000 · Amount on Record
Deed Document Number	2004243317
Prior Transfer Date	Dec 28, 1993
Prior Transfer Doc	0000001700
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	45 CARMEL AVE, DALY CITY, CA 94015-4604
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CARMEL AVE, DALY CITY, CA 94015-4604

Mortgage

Document Number	0000063105
Date	Nov 30, 2023
Instrument	2023-063105

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 5, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jan 5, 2023
Property Address	45 CARMEL AVE, DALY CITY, CA 94015-4604
Document Number	0000000418
Map Reference	MB 47 PG 10-12
Instrument Date	Nov 18, 2022
Instrument	2023-000418
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	45 CARMEL AVE, DALY CITY, CA 94015-4604

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 30, 2019
Property Address	45 CARMEL AVE, DALY CITY, CA 94015-4604
Document Number	0000111527
Instrument Date	Dec 18, 2019
Instrument	111527
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CARMEL AVE DALY CITY CA 940154604, DALY CITY, CA 94015-4604

Mortgage

Document Number	111528
Date	Dec 30, 2019
Instrument	111528

Lender

Name	SF FIRE CU
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 29, 2034

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Daly City
Elementary School District	Jefferson Elementary School District (KG - 08)
Secondary School District	Jefferson Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$888,600 (+2%) Land $444,300 Building $444,300
2025	$10,505.00 (+3.1%) Homeowner's exemption	$871,178 (+4.04%) Land $435,589 Building $435,589
2023	$10,189.00 (+3.78%) Homeowner's exemption	$837,352 Land $418,676 Building $418,676	$1,007,190
2022	$9,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DALY CITY serves 102,593 people · EPA ID CA4110013
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,092 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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