Middlesex County and Belmont Town property record for 45 Carleton Rd, Belmont, MA 02478
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,860 sqft · built 1922 |
| Lot Size | 0.144 acres (6,293 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $950,000 (Jun 2018) |
| Tax Bill | $25,650 (2025) |
| Deeds & Mortgages | Aug 2020 Refinance Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BELM M:06 P:000021 S |
| Primary APN | BELM M:06 P:000021 S |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,860 sqft Living Area |
| 1st Floor Area | 1,346 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,293 sqft (0.144 acres) |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 45 CARLETON RD |
|---|---|
| City | BELMONT |
| State | MA |
| Zip | 02478-2817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | BELMONT MA |
| Township / Civil Division | BELMONT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 357500 |
Source: Middlesex County and Belmont Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 45 CARLETON RD, BELMONT, MA 02478-2817 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK |
| Dec 30, 2019 | Quit Claim Deed, Transfer GUARANTEED RATE |
| Jun 25, 2018 | Quit Claim Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on Record |
| Deed Sale | Jun 25, 2018 · Amount on Record |
| Prior Sale | Jul 11, 1979 · Amount on Record |
| Deed Book / Page | 71206 / 265 |
| Transfer Doc | 66498-596 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 45 CARLETON RD, BELMONT, MA 02478-2817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75444-387 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 75444/387 |
| Instrument | 145632 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELMONT MA |
| Recording Date | Dec 30, 2019 |
| Property Address | 45 CARLETON RD, BELMONT, MA 02478-2817 |
| Document Number | 73920-464 |
| Book / Page | 073920 / 000464 |
| Instrument Date | Dec 28, 2019 |
| Instrument | 9247 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,524.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 CARLETON RD BELMONT MA 024782817, BELMONT, MA 02478-2817 |
| Document Number | 73920-467 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 073920/000467 |
| Instrument | 9248 |
| Name | GUARANTEED RATE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 29, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELMONT MA |
| Recording Date | Jun 25, 2018 |
| Property Address | 45 CARLETON RD, BELMONT, MA 02478-2817 |
| Document Number | 71206-265 |
| Book / Page | 071206 / 000265 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 91674 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,332.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 GANTON PARK ARLINGTON MA 02474, ARLINGTON, MA 02474 |
| Document Number | 71206-267 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 071206/000267 |
| Instrument | 91675 |
| Name | GUARANTEED RATE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 24, 2048 |
| Rate | 5.13% |
|---|
Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Belmont Town |
| Unified School District | Belmont School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,650.00 (+21.19%) | $2,252,000 (+19.6%) Land $781,000 Building $1,471,000 | $1,836,065 (+1.7%) |
| 2024 | $1,805,285 | ||
| 2023 | $21,165.00 | $1,883,000 Land $827,000 Building $1,056,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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