Lincoln County property record for 45 Carl Dr, Stanford, KY 40484
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,620 sqft |
| Lot Size | 0.568 acres (24,740 sqft) |
| Owner | Individual Name on File |
| Last Sale | $66,750 (Nov 2009) |
| Tax Bill | $1,846 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08B-002-10 |
| Primary APN | 08B-002-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Basement Area | 1,620 sqft |
| Unfinished Basement | 1,620 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,740 sqft (0.568 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|
| Street Address | 45 CARL DR |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484-9581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | H & L |
| Legal Subdivision | DUNAWAY & KEYS |
| Legal Lot Number | 10 |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | HUSTONVILLE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 920200 |
45 Carl Dr is owned and occupied by an individual who acquired it in November 2022.
Source: Lincoln County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 CARL DR, STANFORD, KY 40484-9581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2009 · Amount on File |
| Deed Sale | Nov 20, 2009 · Amount on File |
| Prior Sale | Mar 19, 2009 · Amount on File |
| Deed Document Number | 2009171079 |
| Deed Book / Page | 388 / 616 |
| Last Transfer Date | Nov 17, 2022 |
| Transfer Doc | 0475000609 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Property Address | 45 CARL DR, STANFORD, KY 40484-9581 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 000525/561 |
|---|---|
| Date | Apr 25, 2023 |
| Book Page | 525/561 |
| Instrument | 2272158 |
| Name | MONTICELLO BANKING CO |
|---|---|
| Type | Bank |
| Address | MONTICELLO, KY 42633 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 19, 2053 |
The 2025 property tax bill for 45 Carl Dr was $1,846, down 4.3% from the year before.
Source: Lincoln County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,846.00 (-4.25%) | $188,000 Land $15,000 Building $173,000 | $188,000 Land $15,000 Building $173,000 |
| 2024 | $1,928.00 | ||
| 2023 | $188,000 Land $15,000 Building $173,000 | $188,000 Land $15,000 Building $173,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Carl Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Carl Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUSTONVILLE WATER WORKS serves 5,420 people · EPA ID KY0690203 |
|---|---|
| Water Source | Purchased surface water from DANVILLE CITY WATER WORKS |
| Last State Inspection | May 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
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