Fairfield Town property record for 45 Cardinal St, Fairfield, CT 06825
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,183 sqft · built 2018 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $635,000 (Mar 2020) |
| Tax Bill | $12,999 (2025) |
| Deeds & Mortgages | Dec 2020 Transfer Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | FAIR M:42 B:404 |
| Primary APN | FAIR M:42 B:404 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,183 sqft Living Area |
| Gross Area | 3,698 sqft |
| Basement Area | 934 sqft |
| Unfinished Basement | 229 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 17793 |
|---|---|
| Street Address | 45 CARDINAL ST |
| City | FAIRFIELD |
| State | CT |
| Zip | 06825-4313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Block | 404 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 61200 |
45 Cardinal St is owner-occupied and held in a trust since November 2020.
Source: Fairfield Town records, as of June 25, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 45 CARDINAL ST, FAIRFIELD, CT 06825-4313 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2020 | Quit Claim Deed, Transfer UNKNOWN |
| Mar 27, 2020 | Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Jun 15, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2020 · Amount on File |
| Deed Sale | Mar 27, 2020 · Amount on File |
| Prior Sale | Jun 15, 2018 · Amount on File |
| Deed Document Number | 20202020-1980 |
| Deed Book / Page | 5890 / 115 |
| Last Transfer Date | Nov 20, 2020 |
| Transfer Doc | 6031-108 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Dec 3, 2020 |
| Property Address | 45 CARDINAL ST, FAIRFIELD, CT 06825-4313 |
| Document Number | 6031-108 |
| Book / Page | 006031 / 000108 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 10848 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2020 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 45 CARDINAL ST FAIRFIELD CT 068254313, FAIRFIELD, CT 06825-4313 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Mar 27, 2020 |
| Property Address | 45 CARDINAL ST, FAIRFIELD, CT 06825-4313 |
| Document Number | 5890-115 |
| Book / Page | 5890 / 115 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 2020-1980 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 CARDINAL ST, FAIRFIELD, CT 06825-4313 |
| Document Number | 20201981 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 2020-1981 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Jun 15, 2018 |
| Property Address | 45 CARDINAL ST, FAIRFIELD, CT 06825-4313 |
| Document Number | 5676-149 |
| Book / Page | 005676 / 000149 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 3767 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 162 GROVERS AVE BRIDGEPORT CT 066053453, BRIDGEPORT, CT 06605-3453 |
The 2025 property tax bill for 45 Cardinal St was $12,999.
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,999.00 | $457,870 Land $167,580 Building $290,290 | $320,509 Land $117,306 Building $203,203 |
| 2024 | $12,999.00 (+3.2%) | ||
| 2023 | $12,596.00 | $457,870 Land $167,580 Building $290,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Cardinal St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 45 Cardinal St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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