45 Cardinal Dr, Hanover, PA 17331 Property Records

York County property record for 45 Cardinal Dr, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,450 sqft · built 1988
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$306,000 (Jan 2022)
Tax Bill	$6,460 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-000-08-0206.00-00000`

Property Details

APN / Parcel Number

Primary APN	`44-000-08-0206.00-00000`
Alternative APNs	`4400000802060000000` `440708721`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,450 sqft Living Area
1st Floor Area	1,204 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 CARDINAL DR
City	HANOVER
State	PA
Zip	17331-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Subdivision	GRANDVIEW ACRES SECTION II
Jurisdiction	YORK PA
Township / Civil Division	PENN
Census Block Group	3
Census Block	3016
Census Tract	21801

Owner

Source: York County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 CARDINAL DR, HANOVER, PA 17331-9787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jan 13, 2022	Deed, Transfer · FHA Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Jan 21, 2020	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Feb 28, 2018	Deed, Transfer · Conventional Mortgage WEI MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Jan 21, 2020 · Amount on Record
Deed Document Number	20222844
Deed Book / Page	2705 / 6525
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	45 CARDINAL DR, HANOVER, PA 17331-9787
Transaction Type	Mortgage
Record Updated	Apr 28, 2026
Title Company	DBA ORANGE COAST LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010503
Date	Feb 22, 2021
Book Page	2632/1024
Instrument	2021010503

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Jan 13, 2022
Property Address	45 CARDINAL DR, HANOVER, PA 17331-9787
Document Number	0000002844
Book / Page	2705 / 6525
Map Reference	MB HH PG 938
Instrument Date	Jan 7, 2022
Instrument	2022002844
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CARDINAL DR, HANOVER, PA 17331-9787

Mortgage

Document Number	0000002845
Date	Jan 13, 2022
Instrument	2022002845

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Jan 21, 2020
Property Address	45 CARDINAL DR, HANOVER, PA 17331-9787
Document Number	0000003283
Book / Page	2555 / 4857
Instrument Date	Jan 17, 2020
Instrument	2020003283
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	QUALITY SVC SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 CARDINAL DR, 45, HANOVER, PA 17331-9787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 GRESHAM WAY UNIT 303, 303, WINDSOR MILL, MD 21244-3940

Mortgage

Document Number	0000003284
Date	Jan 21, 2020
Instrument	2020003284

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Feb 28, 2018
Property Address	45 CARDINAL DR, HANOVER, PA 17331-9787
Document Number	0000008518
Book / Page	2460 / 4896
Map Reference	MB HH PG938
Instrument Date	Feb 9, 2018
Instrument	2018008518
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CARDINAL DR, HANOVER, PA 17331-9787

Mortgage

Document Number	0000008519
Date	Feb 28, 2018
Instrument	2018008519

Lender

Name	WEI MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
County Subdivision	Penn Township
Unified School District	South Western School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,460.00 (+4.72%)	$183,060 (-) Land $41,010 Building $142,050
2024	$6,169.00	$183,060 Land $41,010 Building $142,050
2006			$183,060 Land $41,010 Building $142,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: Brightspeed.

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