Newton County property record for 45 Cardinal Ct, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,419 sqft · built 1993 |
| Lot Size | 0.769 acres (33,541 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (Jan 2002) |
| Tax Bill | $2,322 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00080-00000-149-000 |
| Primary APN | 00080-00000-149-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,419 sqft Heated Area |
| 1st Floor Area | 1,419 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,541 sqft (0.769 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1900 |
|---|---|
| Old Parcel Number | 0008 149 |
| Street Address | 45 CARDINAL CT |
| City | COVINGTON |
| State | GA |
| Zip | 30016-8925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 0.77AC LT23 DEER RIDGE |
| Legal Subdivision | DEER RIDGE |
| Legal Lot Number | 23 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 100905 |
45 Cardinal Ct is owned and occupied by two individuals who bought it in January 2002.
Source: Newton County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 CARDINAL CT, COVINGTON, GA 30016-8925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2002 · Amount on File |
| Deed Sale | Jan 8, 2002 · Amount on File |
| Prior Sale | Jan 10, 1994 · Amount on File |
| Deed Document Number | 0001155370 |
| Deed Book / Page | 1155 / 370 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 45 CARDINAL CT, COVINGTON, GA 30016-8925 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 45 CARDINAL CT, COVINGTON, GA 30016-8925 |
| Document Number | 0046580000000539 |
|---|---|
| Date | Sep 24, 2024 |
| Book Page | 0000004658/0000000539 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2034 |
The 2025 property tax bill for 45 Cardinal Ct was $2,322 with a homeowner's exemption.
Source: Newton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,322.00 Homeowner's exemption | $99,600 Land $16,800 Building $82,800 | $249,000 Land $42,000 Building $207,000 |
| 2023 | $88,200 Land $7,600 Building $80,600 | $220,500 Land $19,000 Building $201,500 | |
| 2022 | $1,886.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Cardinal Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Cardinal Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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