45 Cannon Dr, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 45 Cannon Dr, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,637 sqft · built 2024
Lot Size	0.231 acres (10,066 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Nov 2024)
Tax Bill	$3,268 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`03-074609`

Property Details

APN / Parcel Number

Primary APN	`03-074609`
Alternative APN	`074609`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,637 sqft Total Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,066 sqft (0.231 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	074609
Street Address	45 CANNON DR
City	BERLIN
State	MD
Zip	21811-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-13-098 10066 SQ FT CANNON DRIVE PL OCEAN PINES SEC 13
Legal Subdivision	OCEAN PINES SEC 13
Legal Lot Number	98
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1001
Census Tract	951102

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9934 BRITINAY LN, PARKVILLE, MD 21234-1871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed, Transfer · Stand-Alone First Mortgage SPENCER FRANK ROWE ETAL
Apr 29, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2024 · Amount on Record
Deed Sale	Nov 20, 2024 · Amount on Record
Prior Sale	Aug 15, 2023 · Amount on Record
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 15, 2023
Property Address	45 CANNON DR, OCEAN PINES, MD 21811-1730
Document Number	0086210357
Book / Page	8621 / 357
Map Reference	MB 21 FO 6
Instrument Date	Aug 9, 2023
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 LONG POINT CT, BERLIN, MD 21811-3813

Mortgage

Document Number	0086210361
Date	Aug 15, 2023
Instrument	8621-0361

Lender

Name	SPENCER FRANK ROWE ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 9, 2024

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 29, 2020
Property Address	45 CANNON DR, OCEAN PINES, MD 21811-1730
Document Number	0076430492
Book / Page	007643 / 000492
Instrument Date	Apr 27, 2020
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CANNON DR BERLIN MD 218111730, BERLIN, MD 21811-1730

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,333 (+593.45%)	$422,600 (+654.64%) Land $100,000 Building $322,600
2025	$3,268.00 (+510.84%) Homeowner's exemption
2023	$535.00	$56,000 Land $56,000	$56,000 Land $56,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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