45 Camp St, Oakville, CT 06779 Property Records

Watertown Town property record for 45 Camp St, Oakville, CT 06779

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 800 sqft · built 1954
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$186,000 (May 2020)
Tax Bill	$4,384 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2020 Sale & Mortgage
APN	`WATE M:124 B:144 L:22`

Property Details

APN / Parcel Number

Primary APN	`WATE M:124 B:144 L:22`
Alternative APNs	`WTWN M:124 B:144 L:22` `3518`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
Gross Area	1,640 sqft
1st Floor Area	1,120 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	3518
Street Address	45 CAMP ST
City	OAKVILLE
State	CT
Zip	06779-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Block	144
Legal Lot Number	22
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	4
Census Block	4010
Census Tract	360400

Owner

Source: Watertown Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 CAMP ST, OAKVILLE, CT 06779-1111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
May 4, 2020	Warranty Deed, Transfer EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Prior Sale	Aug 8, 2013 · Amount on Record
Deed Book / Page	2130 / 293
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Recording Date	Apr 17, 2026
Property Address	45 CAMP ST, OAKVILLE, CT 06779-1111
Document Number	002390-462
Book / Page	2390 / 462
Instrument Date	Mar 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CAMP ST, OAKVILLE, CT 06779-1111

Mortgage

Document Number	2390000462,
Date	Apr 17, 2026
Book Page	2390/462

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount Recorded
Term	289 Months
Due	May 1, 2050

Interest

Rate	5.98%
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	May 4, 2020
Property Address	45 CAMP ST, WATERTOWN, CT 06779-1111
Document Number	2130-293
Book / Page	002130 / 000293
Instrument Date	Apr 28, 2020
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CAMP ST WATERTOWN CT 067791111, WATERTOWN, CT 06779-1111

Mortgage

Document Number	2130-295
Date	May 4, 2020
Book Page	002130/000295

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

Tax Assessment & Valuation

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,384.00	$145,950 (+56.6%) Land $42,560 Building $103,390	$102,165 Land $29,792 Building $72,373
2024	$4,384.00 (+27.63%)
2023	$3,435.00 (+5.5%)	$93,200 (-) Land $39,100 Building $54,100
2022	$3,256.00	$93,200 Land $39,100 Building $54,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATER & SEWER AUTHORITY serves 9,972 people · EPA ID CT1530021
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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