45 Cambron Ln, Raywick, KY 40060 Property Records

Marion County property record for 45 Cambron Ln, Raywick, KY 40060

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 1,650 sqft
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (May 2026)
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2014 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`023-062`

Property Details

APN / Parcel Number

Primary APN	`023-062`
Alternative APN	`80355`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,650 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	80355
Street Address	45 CAMBRON LN
City	RAYWICK
State	KY
Zip	40060-7518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45 CAMBRON LN
Legal Subdivision	CHARLIE DOWNS
Jurisdiction	MARION KY
Township / Civil Division	RAYWICK
Census Block Group	1
Census Block	1025
Census Tract	970500

Owner

45 Cambron Ln is owned and occupied by two individuals who bought it in May 2026.

Source: Marion County records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 CAMBRON LN, RAYWICK, KY 40060-7518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · VA Mortgage ROYAL UNITED MORTGAGE LLC
Feb 24, 2014	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 13, 2017	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Oct 7, 2010	Deed of Trust, Mortgage · FHA Mortgage KEY MORTGAGE COMPANY INC
May 4, 2026	Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
May 4, 2026	Deed, Transfer · Conventional Mortgage CITIZENS TRUST COMPANY
Sep 13, 2017	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Oct 6, 2010	Deed, Transfer KEY MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Oct 6, 2010 · Amount on File
Deed Document Number	2026251322
Deed Book / Page	375 / 81
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	45 CAMBRON LN, RAYWICK, KY 40060-7518
Transaction Type	Mortgage
Record Updated	May 27, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000478/491
Date	Jun 13, 2022
Book Page	478/491

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	45 CAMBRON LN, RAYWICK, KY 40060-7518
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000381/204
Date	Feb 24, 2014
Book Page	381/204

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2044

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	45 CAMBRON LN, RAYWICK, KY 40060-7518
Transaction Type	Mortgage
Record Updated	May 27, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000414/401
Date	Sep 13, 2017
Book Page	414/401

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	45 CAMBRON LN, RAYWICK, KY 40060-7518
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000343/626
Date	Oct 7, 2010
Book Page	343/626

Lender

Name	KEY MORTGAGE COMPANY INC
Address	COLUMBIA, KY 42728

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2040

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION KY
Recording Date	May 4, 2026
Property Address	45 CAMBRON LN, RAYWICK, KY 40060-7518
Document Number	0000251322
Book / Page	375 / 81
Instrument Date	Apr 30, 2026
Instrument	2026.251322
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	45 CAMBRON LN, RAYWICK, KY 40060-7518

Mortgage

Document Number	0000251328,
Date	May 4, 2026
Instrument	2026..251328

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION KY
Recording Date	May 4, 2026
Property Address	45 CAMBRON LN, RAYWICK, KY 40060-7518
Document Number	0000375/81
Book / Page	375 / 81
Instrument Date	Apr 30, 2026
Instrument	2026251322
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	45 CAMBRON LN, RAYWICK, KY 40060-7518

Mortgage

Document Number	0000251328,
Date	May 4, 2026
Instrument	2026251328

Lender

Name	CITIZENS TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	45 CAMBRON LN, RAYWICK, KY 40060-7518
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0000414401
Date	Sep 13, 2017
Book Page	414/401

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	Sioux Falls, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

October 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION KY
Recording Date	Oct 6, 2010
Property Address	45 CAMBRON LN, RAYWICK, KY 40060-7518
Document Number	000283/609
Book / Page	283 / 609
Instrument Date	Oct 1, 2010
Transaction Type	Transfer
Record Updated	May 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6260 CALVARY RD, LEBANON, KY 40033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 JIM BROWN RD, CAMPBELLSVILLE, KY 42718-5931

Mortgage

Document Number	000343/626
Date	Oct 6, 2010
Book Page	343/626

Lender

Name	KEY MORTGAGE COMPANY INC
Address	1200 RUSSELL RD, COLUMBIA, KY 42728

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 45 Cambron Ln was $1,108 with a homeowner's exemption.

Source: Marion County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,108.00 Homeowner's exemption	$175,000 Land $175,000	$175,000 Land $175,000
2023	$929.00 Homeowner's exemption	$150,000 Land $150,000	$150,000 Land $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Cambron Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Cambron Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	50 / 3

May also be available: AT&T, T-Mobile.

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