Bergen County and Hackensack City property record for 45 Cambridge Ter, #81, Hackensack, NJ 07601
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | built 1964 |
| Lot Size | 2 acres (87,499 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $433,215 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-00247-0000-00003 |
| Primary APN | 23-00247-0000-00003 |
|---|---|
| Alternative APNs |
|
| Units | 8 Units |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 87,499 sqft |
| Account Number | 4260 |
|---|---|
| Street Address | 45 CAMBRIDGE TER, 81 |
| City | HACKENSACK |
| State | NJ |
| Zip | 07601-8524 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R2A |
| Legal Description | 87500SF 2.0087 DCV2026 |
| Legal Subdivision | SUMMIT GARDENS |
| Legal Block | 247 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | HACKENSACK |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 23401 |
Source: Bergen County and Hackensack City records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 644, ENGLEWOOD, NJ 07631-0644 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Commercial Mortgage CONNECTONE BANK |
| May 27, 2020 | Deed of Trust, Mortgage · Commercial Mortgage LAKELAND BANK |
| Dec 20, 2018 | Deed of Trust, Mortgage COLUMBIA BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 CAMBRIDGE TER # 81, 81, HACKENSACK, NJ 07601-8524 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 644, ENGLEWOOD, NJ 07631-0644 |
| Document Number | 0056320761 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 5632/761 |
| Instrument | 2025073404 |
| Name | CONNECTONE BANK |
|---|---|
| Type | Bank |
| Address | ENGLEWOOD CLIFFS, NJ 07632 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 CAMBRIDGE TER # 81, 81, HACKENSACK, NJ 07601-8524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 41 LEGION DR, BERGENFIELD, NJ 07621-2314 |
| Document Number | 0036071787 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 3607/1787 |
| Instrument | 20-052459 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 CAMBRIDGE TER # 81, 81, HACKENSACK, NJ 07601-8524 |
| Document Number | 0031402267 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 644 ENGLEWOOD NJ 076310644, ENGLEWOOD, NJ 07631-0644 |
| Document Number | 0031402267 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 003140/002267 |
| Instrument | 90795 |
| Name | COLUMBIA BK |
|---|---|
| Type | Bank |
| Address | 19 -04 ROUTE 208 N, PAIR LAWN, NJ 07416 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Hackensack City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Hackensack City |
| Unified School District | Hackensack City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,500,000 (-22.22%) Land $3,600,000 Building $6,900,000 | $10,500,000 (-22.22%) Land $3,600,000 Building $6,900,000 | |
| 2025 | $433,215.00 (+5.01%) | $13,500,000 (-) Land $3,600,000 Building $9,900,000 | $13,500,000 (-) Land $3,600,000 Building $9,900,000 |
| 2024 | $412,560.00 (+9.06%) | ||
| 2023 | $13,500,000 Land $3,600,000 Building $9,900,000 | $13,500,000 Land $3,600,000 Building $9,900,000 | |
| 2022 | $378,270.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 30 (1980–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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