45 Cambridge Dr, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 45 Cambridge Dr, Jackson, NJ 08527

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1970
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,507 (2025)
Deeds & Mortgages	May 2019 Mortgage Jun 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`12-13201-0000-00045`

Property Details

APN / Parcel Number

Primary APN	`12-13201-0000-00045`
Alternative APNs	`1200075001700022` `12000751700022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	12000751700022
Street Address	45 CAMBRIDGE DR
City	JACKSON
State	NJ
Zip	08527-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	.34 AC
Legal Subdivision	BROOKWOOD SEC 5G
Legal Block	13201
Legal Lot Number	45
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4011
Census Tract	717501

Owner

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 CAMBRIDGE DR, JACKSON, NJ 08527-2641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEHOLD SAVINGS BANK
Jun 26, 2020	Loan Modification, Mortgage · Conventional Mortgage FREEHOLD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	45 CAMBRIDGE DR, JACKSON, NJ 08527-2641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COASTAL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174681887
Date	May 13, 2019
Book Page	17468/1887
Instrument	2019044035

Lender

Name	FREEHOLD SAVINGS BANK
Type	Bank
Address	FREEHOLD, NJ 07728

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OCEAN NJ
Property Address	45 CAMBRIDGE DR, JACKSON, NJ 08527-2641
Document Number	0179431567
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 CAMBRIDGE DR JACKSON NJ 085272641, JACKSON, NJ 08527-2641

Mortgage

Document Number	0179431567
Date	Jun 30, 2020
Book Page	017943/001567
Instrument	66537

Lender

Name	FREEHOLD BK
Address	FREEHOLD, NJ 07728

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$569,800 (-) Land $306,300 Building $263,500	$569,800 (-) Land $306,300 Building $263,500
2025	$8,507.00 (+25.69%)	$569,800 (+130.59%) Land $306,300 Building $263,500	$569,800 (+130.59%) Land $306,300 Building $263,500
2024	$6,768.00 (+6.05%)
2023		$247,100 Land $112,400 Building $134,700	$247,100 Land $112,400 Building $134,700
2022	$6,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON TWP MUA serves 37,224 people · EPA ID NJ1511001
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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