45 Cambridge Dr, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 45 Cambridge Dr, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,904 sqft · built 2012
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$293,000 (Nov 2012)
Tax Bill	$4,983 (2025)
Deeds & Mortgages	May 2025 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:034 B:137 L:005`

Property Details

APN / Parcel Number

Primary APN	`M:034 B:137 L:005`
Alternative APNs	`HERM M:027 B:137 L:005` `3767`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	3767
Street Address	45 CAMBRIDGE DR
City	HERMON
State	ME
Zip	04401-0564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Block	137
Legal Lot Number	5
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	3
Census Block	3006
Census Tract	10000

Owner

Source: Penobscot County and Hermon Town records · APN M:034 B:137 L:005

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 CAMBRIDGE DR, HERMON, ME 04401-0564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Deed of Trust, Mortgage · Line of Credit BANGOR FEDERAL CREDIT UNION
Aug 04, 2020	Deed of Trust, Mortgage · Balloon Mortgage BANGOR FEDERAL CREDIT UNION
Apr 13, 2020	Deed of Trust, Mortgage · Balloon Mortgage BANGOR FEDERAL CREDIT UNION
Feb 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 2012 · Amount on Record
Deed Sale	Nov 05, 2012 · Amount on Record
Deed Document Number	201233495
Deed Book / Page	12999 / 36
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	45 CAMBRIDGE DR, HERMON, ME 04401-0564
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174850316
Date	May 12, 2025
Book Page	17485/316
Instrument	10714

Lender

Name	BANGOR FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	45 CAMBRIDGE DR, HERMON, ME 04401-0564
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156360345
Date	Aug 04, 2020
Book Page	15636/345
Instrument	23595

Lender

Name	BANGOR FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	45 CAMBRIDGE DR, HERMON, ME 04401-0564
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154930079
Date	Apr 13, 2020
Book Page	15493/79
Instrument	9913

Lender

Name	BANGOR FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	45 CAMBRIDGE DR, HERMON, ME 04401-0564
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0163860085
Date	Feb 16, 2022
Book Page	16386/85
Instrument	4679

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Penobscot County and Hermon Town records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,983.00 (+21.77%)	$420,500 (+12.01%) Land $66,200 Building $354,300
2024	$4,092.00 (+1.54%)	$375,400 (+9.45%) Land $59,000 Building $316,400
2023	$4,030.00 (+16.37%)	$343,000 (+17.87%) Land $54,900 Building $288,100
2022	$3,463.00	$291,000 Land $48,800 Building $242,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 7, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Consolidated Communications DSL	100 / 40

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 70 locations within half a mile of this property.

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