45 Cambridge Dr, Covington, GA 30014 Property Records

Newton County property record for 45 Cambridge Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,793 sqft · built 2007
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Nov 2019)
Tax Bill	$2,179 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0102B-00000-021-000`

Property Details

APN / Parcel Number

Primary APN	`0102B-00000-021-000`
Alternative APNs	`0102B 021` `32584`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,793 sqft Heated Area
1st Floor Area	651 sqft
Basement Area	1,758 sqft
Finished Basement	1,758 sqft
Unfinished Basement	1,776 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	849 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	28 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Canopy	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32584
Street Address	45 CAMBRIDGE DR
City	COVINGTON
State	GA
Zip	30014-9404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 16 CAMBRIDGE PHS TWO
Legal Subdivision	CAMBRIDGE PHASE I & II
Legal Phase	2
Legal Lot Number	16
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2034
Census Tract	100204

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 CAMBRIDGE DR, COVINGTON, GA 30014-9404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS
Nov 27, 2019	Grant Deed, Transfer · VA Mortgage EQUITY PRIME MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Mar 14, 2007 · Amount on Record
Deed Document Number	20194886
Deed Book / Page	3928 / 340
Prior Transfer Date	Jul 11, 2012
Prior Transfer Doc	0030390401
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 CAMBRIDGE DR, COVINGTON, GA 30014-9404
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CAMBRIDGE DR, COVINGTON, GA 30014-9404

Mortgage

Document Number	0041840000000182
Date	Apr 26, 2021
Book Page	0000004184/0000000182
Instrument	007714

Lender

Name	CALIBER HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 27, 2019
Property Address	45 CAMBRIDGE DR, COVINGTON, GA 30014-9404
Document Number	0039280340
Book / Page	003928 / 000340
Instrument Date	Nov 26, 2019
Instrument	15714
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 CAMBRIDGE DR COVINGTON GA 300149404, COVINGTON, GA 30014-9404

Mortgage

Document Number	39280343
Date	Nov 27, 2019
Book Page	003928/000343
Instrument	15715

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,179.00 (-61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$207,040 (+10.67%) Land $30,000 Building $177,040	$517,600 (+10.67%) Land $75,000 Building $442,600
2023		$187,080 Land $20,000 Building $167,080	$467,700 Land $50,000 Building $417,700
2022	$5,587.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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