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45 C St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 45 C St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,288 sqft · built 1900
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Dec 2019)
Tax Bill$3,967 (2025)
Deeds & MortgagesMar 2024 Transfer
Dec 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNE01410

Property Details

APN / Parcel Number

Primary APNE01410
Alternative APNs
  • LOWE M:124 B:945 L:45
  • M:000124 T:E01410

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
Gross Area2,244 sqft
1st Floor Area710 sqft
Basement Area710 sqft
Unfinished Basement710 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialShingles
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account NumberE01410
Street Address45 C ST
CityLOWELL
StateMA
Zip01851-4209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUSF
Legal Block945
Legal Lot Number45
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2003
Census Tract311700

Owner

Source: Middlesex County and Lowell City records · APN E01410

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 C ST, LOWELL, MA 01851-4209
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2024Quit Claim Deed, Transfer
Quitclaim
Dec 30, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
DIGITAL FCU
Dec 10, 2018Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MSA LENDING LLC
Oct 12, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 30, 2019 · Amount on Record
Deed SaleDec 30, 2019 · Amount on Record
Prior SaleDec 10, 2018 · Amount on Record
Deed Document Number201959271
Last Transfer DateMar 16, 2024
Transfer Doc038390-187
Record UpdatedSep 20, 2026

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMar 26, 2024
Property Address45 C ST, LOWELL, MA 01851-4209
Document Number038390-187
Book / Page38390 / 187
Instrument DateMar 16, 2024
Instrument7703
Transaction TypeTransfer
Record UpdatedApr 12, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address45 C ST, LOWELL, MA 01851-4209

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateDec 30, 2019
Property Address45 C ST, LOWELL, MA 01851-4209
Document Number33709-67
Book / Page33709 / 67
Instrument DateDec 18, 2019
Instrument59271
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 C ST, LOWELL, MA 01851-4209

Mortgage

Document Number59272
DateDec 30, 2019
Instrument59272
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateDec 10, 2018
Property Address45 C ST, LOWELL, MA 01851-4209
Document Number32630-289
Book / Page32630 / 289
Instrument DateDec 07, 2018
Instrument53795
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 C ST, LOWELL, MA 01851-4209

Mortgage

Document Number53796
DateDec 10, 2018
Instrument53796
Lender
NameMSA LENDING LLC
TypeLending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateOct 12, 2018
Property Address45 C ST, LOWELL, MA 01851-4209
Document Number32479-157
Book / Page032479 / 000157
Instrument DateOct 11, 2018
Instrument44669
Transaction TypeTransfer
Record UpdatedOct 30, 2018

Transaction

AmountAmount Recorded
Tax$570.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address45 C ST LOWELL MA 018514209, LOWELL, MA 01851-4209

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,967.00 (+3.9%)$345,600 (+7.8%) Land $125,800 Building $219,800$413,345 (-5.1%)
2024$3,818.00 (+6.26%)$320,600 (+10.82%) Land $113,200 Building $207,400$435,575
2023$3,593.00$289,300 Land $98,500 Building $190,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 1,002 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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