Washington County property record for 45 Byron Dr, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,368 sqft · built 1999 |
| Lot Size | 0.258 acres (11,231 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,500 (Mar 2016) |
| Tax Bill | $1,114 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-032080 |
| Primary APN | 07-032080 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,368 sqft Total Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,231 sqft (0.258 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 032080 |
|---|---|
| Street Address | 45 BYRON DR |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 234 0.26 ACRE 45 BYRON DR WHISPERING HILLS |
| Legal Subdivision | WHISPERING HILLS |
| Legal Block | 3 |
| Legal Lot Number | 234 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 11301 |
Source: Washington County records · APN 07-032080
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 BYRON DR, SMITHSBURG, MD 21783-1565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Mar 15, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2016 · Amount on Record |
| Deed Sale | Mar 08, 2016 · Amount on Record |
| Prior Sale | Feb 04, 2003 · Amount on Record |
| Deed Book / Page | 5177 / 287 |
| Transfer Doc | 0026180390 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 45 BYRON DR, SMITHSBURG, MD 21783-1565 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2026 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 45 BYRON DR, SMITHSBURG, MD 21783-1565 |
| Document Number | 0078260466 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 7826/466 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 19, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 45 BYRON DR, SMITHSBURG, MD 21783-1565 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | BATTERS LAW TTL & STLMT LLC |
| Name | Verified Name |
|---|
| Document Number | 0065480279 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 6548/279 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2051 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,900 (+6.08%) | $297,000 (-) Land $65,600 Building $231,400 | |
| 2025 | $1,114.00 (-50.82%) Homeowner's exemption | $264,800 (+14.42%) | $297,000 (+19.42%) Land $65,600 Building $231,400 |
| 2024 | $2,265.00 (+6.99%) | ||
| 2023 | $2,117.00 | $231,433 | $248,700 Land $65,600 Building $183,100 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430113013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006, tidal / storm surge |
| Wildfire Risk | Low above 6% of the US · above 13% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Schurz Communications | Fiber | 2,300 / 2,300 |
| Xfinity | Fiber | 2,000 / 250 |
| Schurz Communications | Cable | 1,300 / 50 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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