45 Bypass Rd, Morganton, GA 30560 Property Records

Fannin County property record for 45 Bypass Rd, Morganton, GA 30560

Property Summary

Property Type	Restaurant
Details	1,344 sqft · built 1970
Lot Size	0.62 acres (27,007 sqft)
Owner	Company Name on Record
Tax Bill	$1,164 (2025)
Deeds & Mortgages	Sep 2022 Sale Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MO01 030`

Property Details

APN / Parcel Number

Primary APN	`MO01 030`
Alternative APN	`14490`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,344 sqft Total Area
1st Floor Area	1,484 sqft
Flooring	Stone
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Concrete
Roof Material	Metal
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	276 ft deep x 140 ft wide
Patio Area	464 sqft
Utility Building	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14490
Street Address	45 BYPASS RD
City	MORGANTON
State	GA
Zip	30560-5231
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	COMMERCIAL
Legal Description	8-1 LL288 DB1530-704* 0.62
Legal Subdivision	COMM-MORGANTON
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2054
Census Tract	50500

Owner

Source: Fannin County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1660 BILL MURDOCK RD, MARIETTA, GA 30062-5956
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer
Jan 14, 2022	Warranty Deed, Transfer
Sep 17, 2019	Warranty Deed, Transfer · Commercial Mortgage BANK OZK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2022
Deed Sale	Oct 27, 2022
Prior Sale	Jan 19, 2022 · Amount on Record
Deed Document Number	20223518
Deed Book / Page	1530 / 704
Prior Transfer Date	Jul 5, 1995
Prior Transfer Doc	0231000780
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Sep 21, 2022
Property Address	45 BYPASS RD, MORGANTON, GA 30560-5231
Document Number	001530/704
Book / Page	1530 / 704
Instrument Date	Sep 21, 2022
Instrument	2022-003518
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1660 BILL MURDOCK RD, MARIETTA, GA 30062-5956

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jan 14, 2022
Property Address	45 BYPASS RD, MORGANTON, GA 30560-5231
Document Number	001480/545
Book / Page	1480 / 545
Instrument Date	Jan 14, 2022
Instrument	2022-000193
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1660 BILL MURDOCK RD, MARIETTA, GA 30062-5956

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Sep 17, 2019
Property Address	45 BYPASS RD, MORGANTON, GA 30560-5231
Document Number	001311/688
Book / Page	1311 / 688
Instrument Date	Sep 17, 2019
Instrument	2019-002082
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BYPASS RD, MORGANTON, GA 30560-5231

Mortgage

Document Number	0000001311/0000000690
Date	Sep 20, 2019
Book Page	0000001311/0000000690
Instrument	002407470012

Lender

Name	BANK OZK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Municipality	Morganton City
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,164.00 (-31.12%)	$95,413 (-) Land $17,360 Building $78,053	$238,532 (-) Land $43,400 Building $195,132
2023		$95,413 (+4.47%) Land $17,360 Building $78,053	$238,532 (+4.47%) Land $43,400 Building $195,132
2022	$1,690.00	$91,331 Land $17,360 Building $73,971	$228,328 Land $43,400 Building $184,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTON serves 1,768 people · EPA ID GA1110003
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: TDS Telecom.

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