Middlesex County and Lowell City property record for 45 by St, Lowell, MA 01850
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,507 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $192,500 (Oct 2010) |
| Tax Bill | $4,843 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | N02330 |
| Primary APN | N02330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,507 sqft Living Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 987 sqft |
| Unfinished Basement | 987 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | N02330 |
|---|---|
| Street Address | 45 BY ST |
| City | LOWELL |
| State | MA |
| Zip | 01850-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Subdivision | SN HARRIS |
| Legal Block | 935 |
| Legal Lot Number | 45 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 310300 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 BY ST, LOWELL, MA 01850-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2010 · Amount on Record |
| Deed Sale | Oct 29, 2010 · Amount on Record |
| Prior Sale | Feb 28, 2003 · Amount on Record |
| Record Updated | Oct 29, 2026 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,843.00 (+6.49%) | $426,700 (+7.7%) Land $137,500 Building $289,200 | $452,758 (+4.4%) |
| 2025 | $4,548.00 (+0.51%) | $396,200 (+4.29%) Land $128,500 Building $267,700 | $433,675 (+12.72%) |
| 2024 | $4,525.00 (+6.22%) | $379,900 (+10.76%) Land $127,700 Building $252,200 | $384,750 |
| 2023 | $4,260.00 | $343,000 Land $111,000 Building $232,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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