45 Burnside Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 45 Burnside Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,112 sqft · built 1959
Lot Size	0.134 acres (5,850 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Apr 2003)
Tax Bill	$15,583 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00417-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`03-00417-0000-00010`
Alternative APNs	`030041700010` `4356004`

Interior

Stories	2 Stories
Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	5,850 sqft (0.134 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	4356004
Street Address	45 BURNSIDE AVE
City	CRANFORD
State	NJ
Zip	07016-2685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BENJAMIN F HAM & CRANFORD
Legal Block	417
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	1
Census Block	1006
Census Tract	37400

Owner

45 Burnside Ave is owned and occupied by two individuals who bought it in April 2003.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 BURNSIDE AVE, CRANFORD, NJ 07016-2685
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2003 · Amount on File
Deed Sale	Apr 16, 2003 · Amount on File
Prior Sale	Nov 26, 1997 · Amount on File
Deed Book / Page	5366 / 751
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	45 BURNSIDE AVE, CRANFORD, NJ 07016-2685
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149042473
Date	Mar 9, 2021
Book Page	14904/2473
Instrument	6417

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 45 Burnside Ave was $15,583, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,000 (-) Land $66,700 Building $148,300	$215,000 (-) Land $66,700 Building $148,300
2025	$15,583.00 (+6.92%)	$215,000 Land $66,700 Building $148,300	$215,000 Land $66,700 Building $148,300
2024	$14,574.00
2023		$215,000 Land $66,700 Building $148,300	$215,000 Land $66,700 Building $148,300
2022	$14,215.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Burnside Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	45 (1994–2025)
Claims Outside the SFHA	8 of 45
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Burnside Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20