45 Burke Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 45 Burke Ave, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,192 sqft · built 1898
Lot Size	0.428 acres (18,654 sqft)
Owner	Trust Name on File
Last Sale	$2,863 (Nov 2009)
Tax Bill	$3,438 (2026)
Deeds & Mortgages	Oct 2023 Transfer Jun 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173-47650-45-001`

Property Details

APN / Parcel Number

Primary APN	`173-47650-45-001`
Alternative APN	`WSPR M:00173 B:47650 L:0045A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,192 sqft Living Area
Gross Area	2,288 sqft
Basement Area	588 sqft
Unfinished Basement	588 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Conventional
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,654 sqft (0.428 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	173-47650-45-001
Street Address	45 BURKE AVE
City	WEST SPRINGFIELD
State	MA
Zip	01089-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	47650
Legal Lot Number	45A
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1016
Census Tract	812201

Owner

45 Burke Ave is owner-occupied and held in a trust since October 2023.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	45 BURKE AVE, WEST SPRINGFIELD, MA 01089-2534
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU
Nov 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MICHAEL L BAXTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2009 · Amount on File
Deed Sale	Nov 27, 2009 · Amount on File
Deed Document Number	200979804
Deed Book / Page	18093 / 229
Last Transfer Date	Oct 12, 2023
Transfer Doc	025197-172
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Oct 20, 2023
Property Address	45 BURKE AVE, WEST SPRINGFIELD, MA 01089-2534
Document Number	025197-172
Book / Page	25197 / 172
Instrument Date	Oct 12, 2023
Instrument	49812
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	45 BURKE AVE, WEST SPRINGFIELD, MA 01089-2534
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024581-280
Date	Jun 7, 2022
Book Page	24581/280
Instrument	34380

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	45 BURKE AVE, WEST SPRINGFIELD, MA 01089-2534
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24223-434
Date	Nov 2, 2021
Book Page	24223/434
Instrument	78194

Lender

Name	MICHAEL L BAXTER

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 45 Burke Ave was $3,438, up 0.3% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,438.00 (+0.26%)	$245,200 (+6.33%) Land $114,900 Building $130,300	$273,030 (+11.22%)
2025	$3,429.00 (+5.38%)	$230,600 (+4.96%) Land $104,500 Building $126,100	$245,480
2024	$3,254.00 (+4.9%)	$219,700 (+10.07%) Land $104,500 Building $115,200
2023	$3,102.00	$199,600 Land $102,200 Building $97,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Burke Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2019)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jul 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Burke Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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