45 Buffalo St, Hardwick, VT 05843 Property Records

Hardwick Town property record for 45 Buffalo St, Hardwick, VT 05843

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,294 sqft · built 1880
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$56,000 (Aug 2021)
Tax Bill$1,548 (2025)
Deeds & MortgagesAug 2021 Sale
APN282-089-11254

Property Details

APN / Parcel Number

Primary APN282-089-11254
Alternative APNs
  • (089) 23092.00030
  • M:23092 B:00030

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,294 sqft Living Area
Gross Area2,832 sqft
Basement Area774 sqft
Unfinished Basement294 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address45 BUFFALO ST
CityHARDWICK
StateVT
Zip05843-7028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE/LOT
JurisdictionHARDWICK VT
Township / Civil DivisionHARDWICK
Census Block Group2
Census Block2028
Census Tract957700

Owner

Source: Hardwick Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address45 BUFFALO ST, HARDWICK, VT 05843-7028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2021 · Amount on Record
Deed SaleAug 27, 2021 · Amount on Record
Prior SaleDec 9, 2015 · Amount on Record
Deed Document Number20211797008448
Record UpdatedOct 29, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionHARDWICK VT
Recording DateAug 27, 2021
Property Address45 BUFFALO ST, HARDWICK, VT 05843
Document NumberDK1797008448
Instrument DateAug 27, 2021
InstrumentDK1797008448
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount Recorded
Tax$0.28
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name
Address4112 VT RTE 16, 4112, EAST HARDWICK, VT 05836-9716

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 BUFFALO ST, HARDWICK, VT 05843

Tax Assessment & Valuation

Source: Hardwick Town assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StateVermont
CountyCaledonia County
County SubdivisionHardwick Town
Elementary School DistrictMountain View Union Elementary School District (PK - 06)
Secondary School DistrictHazen UHSD 26 (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,548.00 (-36.71%)$129,600 Land $31,000 Building $98,600
2024$2,446.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims55 (1979–2024)
Most Recent ClaimJul 2024 · Severe Storm, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 9 claims
  • Tropical Storm Irene, Aug 2011 · 5 claims
  • Excessive Rainfall, Flooding, Aug 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDWICK TOWN WATER SYSTEM
serves 1,900 people · EPA ID VT0005039
Water SourceGroundwater
Last State InspectionMay 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Buffalo St

Nearby Streets

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