45 Buffalo Rd S, Sparta, NC 28675 Property Records

Alleghany County property record for 45 Buffalo Rd S, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,408 sqft · built 1994
Lot Size	2.02 acres (87,991 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (May 2026)
Tax Bill	$1,065 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4011084451`

Property Details

APN / Parcel Number

Primary APN	`4011084451`
Alternative APNs	`81684` `85646`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,408 sqft Living Area
1st Floor Area	704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Other
Exterior Material	Logs
Foundation Type	No Foundation
Lot Area	87,991 sqft (2.02 acres)
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	85646
Street Address	45 BUFFALO RD S
City	SPARTA
State	NC
Zip	28675-9491
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	8-10 BAILEY MAE EST
Legal Subdivision	BAILEY, MAE ESTATE
Legal Block	270
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GLADE CREEK
Census Block Group	1
Census Block	1028
Census Tract	950100

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31355 CABANA RYE AVE, SAN ANTONIO, FL 33576-7321
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage COASTAL FEDERAL CREDIT UNION
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage COASTAL FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Deed Document Number	20263484
Deed Book / Page	455 / 1285
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	May 4, 2026
Property Address	45 BUFFALO RD S, SPARTA, NC 28675-9491
Document Number	0000003484
Book / Page	455 / 1285
Instrument Date	Apr 27, 2026
Instrument	2026.3484
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31355 CABANA RYE AVE, SAN ANTONIO, FL 33576-7321

Mortgage

Document Number	0000003485,
Date	May 4, 2026
Instrument	2026..3485

Lender

Name	COASTAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	May 4, 2026
Property Address	45 BUFFALO RD S, SPARTA, NC 28675-9491
Document Number	00455/1285
Book / Page	455 / 1285
Instrument Date	Apr 27, 2026
Instrument	20263484
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31355 CABANA RYE AVE, SAN ANTONIO, FL 33576-7321

Mortgage

Document Number	0000003485,
Date	May 4, 2026
Instrument	20263485

Lender

Name	COASTAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,065.00 (+0.95%)	$143,300 (-0.14%) Land $44,900 Building $98,400	$143,500 (-) Land $45,100 Building $98,400
2025	$1,055.00	$143,500 (-) Land $45,100 Building $98,400
2023		$143,500 Land $45,100 Building $98,400	$143,500 (-) Land $45,100 Building $98,400
2021			$143,500 Land $45,100 Building $98,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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